1055 Smith St, Algonac, MI 48001 Property Records

St. Clair County property record for 1055 Smith St, Algonac, MI 48001 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Ranch
Square Footage	1,667 sqft Living Area
Lot Size	22,216 sqft (0.51 acres)
Garage	1,496 sqft
Occupancy	Owner Occupied
Tax Bill	$1,387.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`74-01-107-0053-000`

Interior

Full Baths	1 Baths
Building Area	1,667 sqft Living Area
1st Floor	1,667 sqft 1st Floor
Stories	1 Stories

Exterior

Architectural Style	Ranch Style
Lot Area	22,216 sqft (0.51 acres)
Depth X Width	298 ft x 75 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	1,496 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1055 SMITH ST
City	ALGONAC
State	MI
Zip	48001-1291
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NWLY 75' OF OUTLOT B ALGONAC ASSESSORS PLAT SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	ASSESSORS
Legal Lot Number	B
Legal Unit	B
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	3
Census Block	3000
Census Tract	649000

Owner

Source: St. Clair County records · APN 74-01-107-0053-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1055 SMITH ST, ALGONAC, MI 48001-1291
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 16, 2024
Transfer Doc	0005728877
Record Refreshed	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1055 SMITH ST, ALGONAC, MI 48001-1291
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1055 SMITH ST, ALGONAC, MI 48001-1291

Mortgage

Document Number	0005677521
Date	Dec 19, 2023
Book Page	5677/521
Instrument	2023021887

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 03, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 (-37.52%) Homeowner's exemption	$124,400 (+14.76%)
2024	$2,220.00 (+12.46%)		$248,800 (+14.76%)
2023		$108,400
2022	$1,974.00		$216,800

Flood & Wildfire

1055 Smith St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.