St. Clair County property record for 1001 Smith St, Algonac, MI 48001 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,710 sqft · built 1941 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Aug 2023) |
| Tax Bill | $2,670 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-107-0055-000 |
| Primary APN | 74-01-107-0055-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Ranch |
| Lot Area | 29,621 sqft (0.68 acres) |
| Lot Dimensions | 298 ft deep x 100 ft wide |
| Garage Area | 1,792 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 1001 SMITH ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SELY 100' OF NWLY 250' OF OUTLOT B ALGONAC ASSESSORS PLAT SEC 10 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | B |
| Legal Unit | B |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-107-0055-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1001 SMITH ST, ALGONAC, MI 48001-1291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 28, 2023 · Amount on Record |
| Deed Sale | Aug 28, 2023 · Amount on Record |
| Deed Document Number | 202315112 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 28, 2023 |
| Property Address | 1001 SMITH ST, ALGONAC, MI 48001-1291 |
| Document Number | 0005649143 |
| Book / Page | 5649 / 143 |
| Map Reference | LB 49 PG 8&9 |
| Instrument Date | Aug 07, 2023 |
| Instrument | 2023015112 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 ALGONA LN, ALGONAC, MI 48001-1185 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17900 GROVE ST, ROSEVILLE, MI 48066-2510 |
| Document Number | 0005645294 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 5645/294 |
| Instrument | 2023014202 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,670.00 (-39.66%) Homeowner's exemption | $116,100 (+14.16%) | |
| 2024 | $4,425.00 (+124.73%) | $232,200 (+14.16%) | |
| 2023 | $101,700 | ||
| 2022 | $1,969.00 | $203,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Aug 2000, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures