1050 Smith St, Algonac, MI 48001 Property Records

St. Clair County property record for 1050 Smith St, Algonac, MI 48001 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 870 sqft · built 1953
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$139,000 (May 2023)
Tax Bill$2,814 (2024)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-01-107-0029-000

Property Details

APN / Parcel Number

Primary APN74-01-107-0029-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area870 sqft Living Area

Exterior

Year BuiltBuilt 1953
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions111 ft deep x 142 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number74011070029000
Street Address1050 SMITH ST
CityALGONAC
StateMI
Zip48001-1290
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 & THAT PART OF LOT 30 LYING SELY OF A LINE BEG N 56D 30M W 18.5' FROM SE COR OF LOT 30, TH N 33D 30M E TO THE POINT OF
Legal Range16E
Legal Township02N
Legal Section10
Legal SubdivisionASSESSORS
Legal Lot Number29-30
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group2
Census Block2002
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-107-0029-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address41921 CIMARRON ST, CLINTON TWP, MI 48038-1816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 2023 · Amount on Record
Deed SaleMay 17, 2023 · Amount on Record
Deed Document Number2023008958
Deed Book / Page5622 / 583
Record UpdatedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateMay 17, 2023
Property Address1050 SMITH ST, ALGONAC, MI 48001-1290
Document Number0005622583
Book / Page5622 / 583
Instrument DateMay 05, 2023
Instrument2023008958
Transaction TypeTransfer
Record UpdatedJun 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,042.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2943 W BURDELL RD, ROSCOMMON, MI 48653-9322

Transferred To (Grantee/Buyer)

NameVerified Name
Address41921 CIMARRON ST, CLINTON TOWNSHIP, MI 48038-1816

Mortgage

Document Number0005620920
DateMay 11, 2023
Book Page5620/920
Instrument2023008587
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$73,400 (+15.77%)
2024$2,814.00 (+61.45%)$146,800 (+15.77%)
2023$63,400
2022$1,743.00$126,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims13 (1984–2021)
Claims Outside the SFHA6 of 13
Most Recent ClaimFeb 2021, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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