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1085 Smith St, Algonac, MI 48001 Property Records

St. Clair County property record for 1085 Smith St, Algonac, MI 48001 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,406 sqft · built 1992
Lot Size0.57 acres (24,829 sqft)
OwnerCompany Name on File
Last Sale$150,000 (Oct 2017)
Tax Bill$1,987 (2025)
Deeds & MortgagesOct 2023 Transfer
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN74-01-107-0032-150

Property Details

APN / Parcel Number

Primary APN74-01-107-0032-150

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,406 sqft Living Area
1st Floor Area1,406 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions305 ft deep x 81.3 ft wide
Garage Area880 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1085 SMITH ST
CityALGONAC
StateMI
Zip48001-1291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW'LY 81.3' OF SE'LY 243.8' OF LOT 32 AS MEAS ALG ROAD ALGONAC ASSESSOR'S PLAT
Legal SubdivisionASSESSORS OF ALGONAC
Legal Lot Number32
Legal Unit32
JurisdictionSAINT CLAIR MI
Township / Civil DivisionALGONAC
Census Block Group3
Census Block3000
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-107-0032-150

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1085 SMITH ST, ALGONAC, MI 48001-1291
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2023Intrafamily Transfer, Transfer
Oct 19, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2017 · Amount on Record
Deed SaleOct 19, 2017 · Amount on Record
Deed Document Number201724756
Last Transfer DateOct 11, 2023
Transfer Doc0005661617
Record UpdatedJun 08, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateOct 11, 2023
Property Address1085 SMITH ST, ALGONAC, MI 48001-1291
Document Number0005661617
Book / Page5661 / 617
Map ReferenceLB 49 PG 8
Instrument DateOct 11, 2023
Instrument2023018065
Transaction TypeTransfer
Record UpdatedOct 26, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1085 SMITH ST, ALGONAC, MI 48001-1291

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateOct 19, 2017
Property Address1085 SMITH ST, ALGONAC, MI 48001-1291
Document Number0048800459
Book / Page004880 / 000459
Instrument DateSep 19, 2017
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1085 SMITH ST ALGONAC MI 480011291, ALGONAC, MI 48001-1291

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,987.00 (-38.88%) Homeowner's exemption$122,700 (+15%)
2024$3,251.00 (+12.18%)$245,400 (+15%)
2023$106,700
2022$2,898.00$213,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476490003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Nearby Flood Policies25 in force
Nearby Flood Claims1 (2000)
Most Recent ClaimAug 2000, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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