1207 Old River Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 1207 Old River Rd, Cornelia, GA 30531

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 3 ba · 2,789 sqft · built 1984
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,733 (2026)
Deeds & Mortgages	Jul 2026 Transfer Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`025 104`

Property Details

APN / Parcel Number

Primary APN	`025 104`
Alternative APNs	`683327` `377431`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,010 sqft Heated Area
Gross Area	4,710 sqft
1st Floor Area	1,527 sqft
Upper Floors Area	1,262 sqft
Attic	Attic
Attic Area	1,262 sqft
Basement Area	456 sqft
Unfinished Basement	456 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2014
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	72,745 sqft (1.67 acres)
Lot Width	200 ft Width
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	377431
Street Address	1207 OLD RIVER RD
City	CORNELIA
State	GA
Zip	30531-5813
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	LI
Legal Description	OLD RIV RD-14 P-1 DB 1295-387
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1005
Census Tract	603

Owner

Source: Habersham County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1225 OLD RIVER RD, CORNELIA, GA 30531-5813
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS
Mar 19, 2021	Warranty Deed, Transfer
Sep 16, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026
Deed Sale	Jul 29, 2026
Prior Sale	Feb 11, 2022 · Amount on Record
Deed Book / Page	1441 / 935
Prior Transfer Date	Jul 17, 2026
Prior Transfer Doc	1441000935
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 29, 2026
Property Address	1207 OLD RIVER RD, CORNELIA, GA 30531-5813
Document Number	1441000935
Book / Page	1441 / 935
Instrument Date	Jul 17, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 OLD RIVER RD, CORNELIA, GA 30531-5813

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Feb 10, 2022
Property Address	1207 OLD RIVER RD, CORNELIA, GA 30531-5813
Document Number	001295/387
Book / Page	1295 / 387
Instrument Date	Feb 10, 2022
Instrument	2022-000297
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 POINT OLYMPUS DR, GAINESVILLE, GA 30506-1619

Mortgage

Document Number	0000001295/0000000390
Date	Feb 11, 2022
Book Page	0000001295/0000000390

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1207 OLD RIVER RD, CORNELIA, GA 30531-5813
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 OLD RIVER RD, CORNELIA, GA 30531-5813

Mortgage

Document Number	0000001236/0000001121
Date	Oct 26, 2020
Book Page	0000001236/0000001121

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 19, 2021
Property Address	1207 OLD RIVER RD, CORNELIA, GA 30531-5813
Document Number	1260/921
Book / Page	1260 / 921
Instrument Date	Mar 19, 2021
Instrument	2021-001055
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 FERNWOOD DR, WOODSTOCK, GA 30188-6241

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 16, 2020
Property Address	1207 OLD RIVER RD, CORNELIA, GA 30531-5813
Document Number	01236/1118
Book / Page	1236 / 1118
Instrument Date	Sep 16, 2020
Instrument	2020-001909
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5602 BALCONY BRIDGE PL, LITHIA, FL 33547-4155

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,733.00 (-10.48%)	$251,483 (+1.91%) Land $45,684 Building $205,799	$628,707 (+1.91%) Land $114,210 Building $514,497
2023	$6,404.00 (+31.15%)	$246,760 (+31.15%) Land $47,788 Building $198,972	$616,900 (+31.15%) Land $119,470 Building $497,430
2022	$4,883.00	$188,156 Land $31,088 Building $157,068	$470,390 Land $77,720 Building $392,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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