10539 Bear Crk, Laredo, TX 78045 Property Records

Webb County property record for 10539 Bear Crk, Laredo, TX 78045 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3,630 sqft · built 2005
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Tax Bill$3,988 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN985-11001-630

Property Details

APN / Parcel Number

Primary APN985-11001-630
Alternative APN
  • 303355

Interior

Stories2 Stories
Building Area3,630 sqft Living Area
Gross Area4,351 sqft
1st Floor Area1,630 sqft
2nd Floor Area1,920 sqft
Utility Area76 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area725 sqft
Parking Spaces3 Parking Spaces
Pool Area323 sqft
PorchOpen Porch
Porch Area1,000 sqft

Location & Zoning

Account Number303355
Old Parcel Number98511001630
Street Address10539 BEAR CRK
CityLAREDO
StateTX
Zip78045-8470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINFIELD, BLOCK 1, LOT 63, PHASE 6
Legal SubdivisionWINFIELD
Legal Phase6
Legal Block1
Legal Lot Number63
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group2
Census Block2004
Census Tract1722

Owner

Source: Webb County records · APN 985-11001-630

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10539 BEAR CRK, LAREDO, TX 78045-8470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Vendor's Lien, Transfer · Conventional Mortgage
BANK OF ENGLAND
Jul 06, 2020Gift Deed, Transfer
Aug 13, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 28, 2022
Deed SaleFeb 28, 2022
Prior SaleJul 06, 2020
Deed Document Number1459501
Deed Book / Page5221 / 821
Record UpdatedJun 08, 2026

February 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateFeb 28, 2022
Property Address10539 BEAR CRK, LAREDO, TX 78045-8470
Document Number005221/821
Book / Page5221 / 821
Map ReferenceVOL 23 PG 94&95
Instrument DateFeb 23, 2022
Instrument1459501
Transaction TypeTransfer
Record UpdatedMar 09, 2022
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10539 BEAR CRK, LAREDO, TX 78045-8470

Mortgage

Document Number0001459502
DateFeb 28, 2022
Instrument1459502
Lender
NameBANK OF ENGLAND
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2020: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionWEBB TX
Recording DateJul 06, 2020
Property Address10539 BEAR CRK, LAREDO, TX 78045-8470
Document Number004814/679
Book / Page4814 / 679
Map ReferenceVOL 23 PG 94&95
Instrument DateJun 25, 2020
Instrument1396873
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10539 BEAR NCREEK DRIVE, LAREDO, TX 78045

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEBB TX
Recording DateAug 13, 2019
Property Address10539 BEAR CRK, LAREDO, TX 78045-8470
Document Number004646/003
Book / Page4646 / 003
Map ReferenceVOL 23 PG 94&95
Instrument DateAug 12, 2019
Instrument1368826
Transaction TypeTransfer
Record UpdatedMar 01, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 HUNTINGTON PL, SHAVANO PARK, TX 78231-2600

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$643,626 (+6.86%) Land $236,008 Building $407,618$643,626 (+6.86%) Land $236,008 Building $407,618
2024$3,988.00 (+17.99%)
2023$602,333 Land $228,080 Building $374,253$602,333 Land $228,080 Building $374,253
2022$3,380.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 608 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Smartcom Telephone, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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