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10527 Bear Crk, Laredo, TX 78045 Property Records

Webb County property record for 10527 Bear Crk, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,119 sqft · built 2004
Lot Size0.201 acres (8,756 sqft)
Owner2 Individual Names on File
Last Sale$258,500 (Nov 2020)
Tax Bill$1,829 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN985-11001-570

Property Details

APN / Parcel Number

Primary APN985-11001-570
Alternative APN
  • 303349

Interior

Stories1 Story
Building Area2,119 sqft Living Area
Gross Area2,560 sqft
1st Floor Area2,119 sqft
Utility Area32 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,756 sqft (0.201 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Pool Area479 sqft
PorchOpen Porch
Porch Area694 sqft

Location & Zoning

Street Address10527 BEAR CRK
CityLAREDO
StateTX
Zip78045-8470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWINFIELD, BLOCK 1, LOT 57, PHASE 6
Legal SubdivisionWINFIELD
Legal Phase6
Legal Block1
Legal Lot Number57
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group2
Census Block2004
Census Tract1722

Owner

10527 Bear Crk is owned and occupied by two individuals who bought it in November 2020.

Source: Webb County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address10527 BEAR CRK, LAREDO, TX 78045-8470
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2020 · Amount on File
Deed SaleNov 30, 2020 · Amount on File
Prior SaleNov 20, 2014
Deed Document Number20201411631
Deed Book / Page4910 / 529
Prior Transfer DateNov 24, 2020
Prior Transfer Doc004910/529
Record UpdatedOct 29, 2026

November 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateNov 30, 2020
Property Address10527 BEAR CRK, LAREDO, TX 78045-8470
Document Number004910/529
Book / Page4910 / 529
Map ReferenceVOL 23 PG 94&95
Instrument DateNov 24, 2020
Instrument1411631
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10527 BEAR CRK, LAREDO, TX 78045-8470

Mortgage

Document Number0001411632
DateNov 30, 2020
Instrument1411632
Lender
NameB & B ENTERPRISES LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueNov 15, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 10527 Bear Crk was $1,829, down 17.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$359,740 (-0.46%) Land $136,149 Building $223,591$359,740 (-0.46%) Land $136,149 Building $223,591
2025$1,829.00 (-17.83%)$361,408 Land $136,149 Building $225,259$361,408 Land $136,149 Building $225,259
2024$2,226.00
2023$336,455 Land $131,596 Building $204,859$336,455 Land $131,596 Building $204,859
2022$2,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10527 Bear Crk in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10527 Bear Crk is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Smartcom Telephone.

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