10535 Bear Crk, Laredo, TX 78045 Property Records

Webb County property record for 10535 Bear Crk, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,236 sqft · built 2004
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,009 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`985-11001-610`

Property Details

APN / Parcel Number

Primary APN	`985-11001-610`
Alternative APN	`303353`

Interior

Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	2,755 sqft
1st Floor Area	2,236 sqft
Utility Area	30 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Pool Area	398 sqft
Porch	Open Porch
Porch Area	664 sqft

Location & Zoning

Street Address	10535 BEAR CRK
City	LAREDO
State	TX
Zip	78045-8470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WINFIELD, BLOCK 1, LOT 61, PHASE 6
Legal Subdivision	WINFIELD
Legal Phase	6
Legal Block	1
Legal Lot Number	61
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2004
Census Tract	1722

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10535 BEAR CRK, LAREDO, TX 78045-8470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 3, 2023	Correction Deed
Aug 2, 2023	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 26, 2020	Vendor's Lien, Transfer · VA Mortgage PARAMOUNT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023
Deed Sale	Aug 3, 2023
Prior Sale	Aug 2, 2023 · Amount on Record
Deed Document Number	20231506907
Deed Book / Page	5509 / 415
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10535 BEAR CRK, LAREDO, TX 78045-8470
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 OGRADY DR, CONROE, TX 77304-1610

Mortgage

Document Number	005515/278
Date	Aug 15, 2023
Book Page	5515/278
Instrument	1507894

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10535 BEAR CRK, LAREDO, TX 78045-8470
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 OGRADY DR, CONROE, TX 77304-1610

Mortgage

Document Number	005516/269
Date	Aug 17, 2023
Book Page	5516/269
Instrument	1508086

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	WEBB TX
Recording Date	Aug 3, 2023
Property Address	10535 BEAR CRK, LAREDO, TX 78045-8470
Document Number	005509/415
Book / Page	5509 / 415
Map Reference	VOL 23 PG 94&95
Instrument Date	Aug 1, 2023
Instrument	1506907
Record Updated	Aug 16, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10535 BEAR CRK, LAREDO, TX 78045-8470

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 2, 2023
Property Address	10535 BEAR CRK, LAREDO, TX 78045-8470
Document Number	005508/815
Book / Page	5508 / 815
Map Reference	VOL 23 PG 94&95
Instrument Date	Aug 1, 2023
Instrument	1506828
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1997 OGRADY DR, CONROE, TX 77304-1610

Mortgage

Document Number	0001506829
Date	Aug 2, 2023
Instrument	1506829

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 26, 2020
Property Address	10535 BEAR CRK, LAREDO, TX 78045-8470
Document Number	004851/485
Book / Page	4851 / 485
Map Reference	VOL 23 PG 94&95
Instrument Date	Aug 13, 2020
Instrument	1402353
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 CANTERBURY LN, LAREDO, TX 78041-2687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10535 BEAR CRK, LAREDO, TX 78045-8470

Mortgage

Document Number	0001402354
Date	Aug 26, 2020
Instrument	1402354

Lender

Name	PARAMOUNT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,814 (-0.33%) Land $136,149 Building $259,665	$395,814 (-0.33%) Land $136,149 Building $259,665
2025	$2,009.00 (+0.6%) Homeowner's exemption	$397,107 (+14.33%) Land $136,149 Building $260,958	$397,107 (+14.33%) Land $136,149 Building $260,958
2024	$1,997.00 (+546.28%)
2023		$347,327 (+8.42%) Land $131,596 Building $215,731	$347,327 (+8.42%) Land $131,596 Building $215,731
2022	$309.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$320,361 Land $131,596 Building $188,765	$320,361 Land $131,596 Building $188,765

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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