Webb County property record for 10523 Bear Crk, Laredo, TX 78045
| Property Type | Single Family Home |
|---|---|
| Details | 2,184 sqft · built 2007 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 985-11001-550 |
| Primary APN | 985-11001-550 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,184 sqft Living Area |
| Gross Area | 2,756 sqft |
| 1st Floor Area | 2,184 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,106 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 625 sqft |
| Street Address | 10523 BEAR CRK |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78045-8470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINFIELD, BLOCK 1, LOT 55, PHASE 6 |
| Legal Subdivision | WINFIELD |
| Legal Phase | 6 |
| Legal Block | 1 |
| Legal Lot Number | 55 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1722 |
Source: Webb County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10523 BEAR CRK, LAREDO, TX 78045-8470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2024 |
| Deed Sale | Dec 16, 2024 |
| Prior Sale | May 26, 2022 |
| Deed Document Number | 20241545799 |
| Deed Book / Page | 5757 / 541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 10523 BEAR CRK, LAREDO, TX 78045-8470 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004865/223 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 4865/223 |
| Instrument | 1404521 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,648 (-0.55%) Land $156,945 Building $228,703 | $385,648 (-0.55%) Land $156,945 Building $228,703 | |
| 2025 | $1,962.00 (+1.29%) | $387,777 (+12.4%) Land $156,945 Building $230,832 | $387,777 (+12.4%) Land $156,945 Building $230,832 |
| 2024 | $1,937.00 (-3.73%) | ||
| 2023 | $345,000 Land $151,791 Building $193,209 | $345,000 Land $151,791 Building $193,209 | |
| 2022 | $2,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Smartcom Telephone.
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