10538 Saddlebrook Ct, Laurel, MD 20723 Property Records

Howard County property record for 10538 Saddlebrook Ct, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,260 sqft · built 1982
Lot Size	0.043 acres (1,873 sqft)
Owner	2 Trust Names on Record
Last Sale	$94,900 (Aug 1986)
Tax Bill	$4,955 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-463436`

Property Details

APN / Parcel Number

Primary APN	`06-463436`
Alternative APNs	`6463436` `463436`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,260 sqft Total Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,873 sqft (0.043 acres)
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	463436
Street Address	10538 SADDLEBROOK CT
City	LAUREL
State	MD
Zip	20723-1252
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 13 .043 A 10538 SADDLEBROOK CT MURRAY HILL SEC 2 LAUREL
Legal Subdivision	MURRAY HILL SEC 02
Legal Lot Number	13
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606808

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	10538 SADDLEBROOK CT, LAUREL, MD 20723-1252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 1986 · Amount on Record
Deed Sale	Aug 6, 1986 · Amount on Record
Deed Book / Page	1509 / 207
Last Transfer Date	Sep 1, 2010
Transfer Doc	0126620308
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,133 (+5.47%)	$366,600 (+16.42%) Land $200,000 Building $166,600
2025	$4,955.00 (+5.27%)	$314,900 (+12.32%) Land $155,000 Building $159,900	$314,900 (-) Land $155,000 Building $159,900
2024	$4,707.00 (+58.91%)
2023		$280,367	$314,900 Land $155,000 Building $159,900
2022	$2,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20