10535 Saddlebrook Ct, Laurel, MD 20723 Property Records

Howard County property record for 10535 Saddlebrook Ct, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,200 sqft · built 1982
Lot Size	0.032 acres (1,393 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jul 2022)
Tax Bill	$5,002 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-463401`

Property Details

APN / Parcel Number

Primary APN	`06-463401`
Alternative APNs	`6463401` `463401`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Total Area
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,393 sqft (0.032 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	463401
Street Address	10535 SADDLEBROOK CT
City	LAUREL
State	MD
Zip	20723-1253
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RSC
Legal Description	LOT 11 .032 A 10535 SADDLEBROOK CT MURRAY HILL SEC 2 LAUREL
Legal Subdivision	MURRAY HILL
Legal Lot Number	11
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10535 SADDLEBROOK CT, LAUREL, MD 20723-1253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 23, 2017	Grant Deed, Transfer · Conventional Mortgage NEW PENN FIN'L LLC
Feb 24, 2017	Grant Deed, Transfer UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Book / Page	21631 / 307
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 20, 2022
Property Address	10535 SADDLEBROOK CT, LAUREL, MD 20723-1253
Document Number	0216310307
Book / Page	21631 / 307
Map Reference	PL 4997
Instrument Date	Jul 13, 2022
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10535 SADDLEBROOK CT, LAUREL, MD 20723-1253

Mortgage

Document Number	0021631313
Date	Jul 20, 2022
Instrument	21631/313

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10535 SADDLEBROOK CT, LAUREL, MD 20723-1253
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10535 SADDLEBROOK CT, LAUREL, MD 20723-1253

Mortgage

Document Number	0201500109
Date	Jan 26, 2021
Book Page	20150/109

Lender

Name	FULTON BANK NA
Type	Bank
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10535 SADDLEBROOK CT, LAUREL, MD 20723-1253
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY SETMNT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192300262
Date	Mar 11, 2020
Book Page	19230/262

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 23, 2017
Property Address	10535 SADDLEBROOK CT, LAUREL, MD 20723-1253
Document Number	0177670437
Book / Page	017767 / 000437
Instrument Date	Jul 21, 2017
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	GREATER MARYLAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10535 SADDLEBROOK CT LAUREL MD 207231253, LAUREL, MD 20723-1253

Mortgage

Document Number	177670443
Date	Aug 23, 2017
Book Page	017767/000443

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 24, 2017
Property Address	10535 SADDLEBROOK CT, LAUREL, MD 20723-1253
Document Number	0174610148
Book / Page	017461 / 000148
Instrument Date	Feb 15, 2017
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$202.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1029 DAY RD SYKESVILLE MD 217845606, SYKESVILLE, MD 21784-5606

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,002.00 (-3.62%) Homeowner's exemption	$378,800 (+4.96%)	$414,600 (+14.88%) Land $200,000 Building $214,600
2025	$5,190.00 (+74.51%) Homeowner's exemption	$360,900 (+21.75%) Land $155,000 Building $205,900	$360,900 (-) Land $155,000 Building $205,900
2023		$296,433	$360,900 Land $155,000 Building $205,900
2022	$2,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

10535 Saddlebrook Ct, Laurel, MD 20723 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Saddlebrook Ct

Nearby Streets

Search Property Records by Address or Parcel Number