Howard County property record for 10536 Saddlebrook Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,200 sqft · built 1982 |
| Lot Size | 0.034 acres (1,481 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jan 2021) |
| Tax Bill | $5,970 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-463444 |
| Primary APN | 06-463444 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Total Area |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,481 sqft (0.034 acres) |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 463444 |
|---|---|
| Street Address | 10536 SADDLEBROOK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1252 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 14 .034 A 10536 SADDLEBROOK CT MURRAY HILL SEC 2 LAUREL |
| Legal Subdivision | MURRAY HILL SEC 02 |
| Legal Lot Number | 14 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10536 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Jan 22, 2021 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 11, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2021 · Amount on Record |
| Deed Sale | Jan 22, 2021 · Amount on Record |
| Prior Sale | Jun 30, 1987 · Amount on Record |
| Deed Book / Page | 20139 / 62 |
| Prior Transfer Date | Mar 29, 2017 |
| Prior Transfer Doc | 0175310001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10536 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10536 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Document Number | 0221410136 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 22141/136 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10536 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 10536 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Document Number | 0215430328 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 21543/328 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10536 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 10536 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Document Number | 0213380367 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 21338/367 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 22, 2021 |
| Property Address | 10536 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Document Number | 0201390062 |
| Book / Page | 20139 / 62 |
| Map Reference | PL 4997 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10536 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Document Number | 2013968 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 20139/68 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 11, 2017 |
| Property Address | 10536 SADDLEBROOK CT, LAUREL, MD 20723-1252 |
| Document Number | 0175310001 |
| Book / Page | 017531 / 000001 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10536 SADDLEBROOK CT LAUREL MD 207231252, LAUREL, MD 20723-1252 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,970.00 (+4.88%) | $384,133 (+4.9%) | $420,000 (+14.69%) Land $200,000 Building $220,000 |
| 2025 | $5,692.00 (+10.12%) | $366,200 (+24.84%) Land $155,000 Building $211,200 | $366,200 (-) Land $155,000 Building $211,200 |
| 2024 | $5,169.00 (+78.73%) | ||
| 2023 | $293,333 | $366,200 Land $155,000 Building $211,200 | |
| 2022 | $2,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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