Howard County property record for 10528 Saddlebrook Ct, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,260 sqft · built 1982 |
| Lot Size | 0.043 acres (1,873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (Aug 2002) |
| Tax Bill | $5,567 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-463479 |
| Primary APN | 06-463479 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,873 sqft (0.043 acres) |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 463479 |
|---|---|
| Street Address | 10528 SADDLEBROOK CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-1252 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSC |
| Legal Description | LOT 17 .043 A 10528 SADDLEBROOK CT MURRAY HILL SEC 2 LAUREL |
| Legal Subdivision | MURRAY HILL |
| Legal Lot Number | 17 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 606808 |
10528 Saddlebrook Ct, a townhouse, is owned by two individuals who bought it in August 2002.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11027 HAUGHS CHURCH RD, KEYMAR, MD 21757-8765 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2002 · Amount on File |
| Deed Sale | Aug 16, 2002 · Amount on File |
| Prior Sale | Jan 18, 2000 · Amount on File |
| Deed Document Number | 200281620 |
| Deed Book / Page | 6350 / 169 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10528 Saddlebrook Ct was $5,567, up 5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,567.00 (+5.04%) | $356,233 (+5.11%) | $390,900 (+15.34%) Land $200,000 Building $190,900 |
| 2025 | $5,300.00 | $338,900 Land $155,000 Building $183,900 | $338,900 Land $155,000 Building $183,900 |
| 2023 | $301,567 | $338,900 Land $155,000 Building $183,900 | |
| 2022 | $3,185.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10528 Saddlebrook Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10528 Saddlebrook Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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