1053 Summit Hills Ln, Naperville, IL 60563 Property Records

DuPage County property record for 1053 Summit Hills Ln, Naperville, IL 60563

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 7,358 sqft · built 2008
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$582,500 (Dec 2007)
Tax Bill$32,532 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-11-403-039

Property Details

APN / Parcel Number

Primary APN07-11-403-039

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area7,358 sqft Living Area
Gross Area8,010 sqft
1st Floor Area2,673 sqft
2nd Floor Area2,736 sqft
Basement Area2,601 sqft
Finished Basement1,949 sqft
Unfinished Basement652 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeBrick
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions14.1 ft deep x 8.5 ft wide
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address1053 SUMMIT HILLS LN
CityNAPERVILLE
StateIL
Zip60563-2240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSUMMIT HILLS RESUB
Legal SubdivisionSUMMIT HILLS RESUB
Legal Block3
Legal Lot Number11
Legal Unit3
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1009
Census Tract846405

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1053 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2007 · Amount on Record
Deed SaleDec 27, 2007 · Amount on Record
Deed Document Number2007226338
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1053 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2240
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyN TITLE COMPANY, SNP TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026379
DateFeb 18, 2021
InstrumentR2021-026379
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
AddressSAINT LOUIS, MO 63144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate
Rate2.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,532.00 (+15.58%)$565,954 (+28.15%) Land $112,666 Building $453,288$1,697,862 (+28.15%) Land $337,998 Building $1,359,864
2022$28,146.00 Homeowner's exemption$441,620 Land $86,960 Building $354,660$1,324,860 Land $260,880 Building $1,063,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1979–2010)
Claims Outside the SFHA5 of 7
Most Recent ClaimAug 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL
100 / 20

May also be available: Verizon.

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