DuPage County property record for 1045 Summit Hills Ln, Naperville, IL 60563
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 7,068 sqft · built 2016 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Oct 2014) |
| Tax Bill | $33,913 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-403-041 |
| Primary APN | 07-11-403-041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 7,068 sqft Living Area |
| Gross Area | 7,456 sqft |
| 1st Floor Area | 2,408 sqft |
| 2nd Floor Area | 2,640 sqft |
| Basement Area | 2,408 sqft |
| Finished Basement | 2,020 sqft |
| Unfinished Basement | 388 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 14.3 ft deep x 8.5 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1045 SUMMIT HILLS LN |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60563-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SUMMIT HILLS RESUB |
| Legal Subdivision | SUMMIT HILLS RESUB |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Legal Unit | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 846405 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1045 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2014 · Amount on Record |
| Deed Sale | Oct 6, 2014 · Amount on Record |
| Deed Document Number | 201491747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1045 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2240 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000042524 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | R2022-042524 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate | 3% |
|---|
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,913.00 (+14.18%) | $589,632 (+28.49%) Land $107,905 Building $481,727 | $1,768,896 (+28.49%) Land $323,715 Building $1,445,181 |
| 2022 | $29,701.00 Homeowner's exemption | $458,890 Land $83,290 Building $375,600 | $1,376,670 Land $249,870 Building $1,126,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1979–2010) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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