1109 Summit Hills Ln, Naperville, IL 60563 Property Records

DuPage County property record for 1109 Summit Hills Ln, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,541 sqft · built 1967
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (May 2015)
Tax Bill	$15,978 (2025)
Deeds & Mortgages	May 2017 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-403-037`

Property Details

APN / Parcel Number

Primary APN	`07-11-403-037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,541 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	1,692 sqft
2nd Floor Area	1,341 sqft
Basement Area	759 sqft
Finished Basement	508 sqft
Unfinished Basement	251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	14.2 ft deep x 9 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1109 SUMMIT HILLS LN
City	NAPERVILLE
State	IL
Zip	60563-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUMMIT HILLS RESUB
Legal Subdivision	SUMMIT HILLS RESUB
Legal Block	3
Legal Lot Number	13
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1009
Census Tract	846405

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1109 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2242
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 8, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Deed Document Number	201556917
Last Transfer Date	Aug 8, 2024
Transfer Doc	0000049943
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1109 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2242
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044244
Date	May 8, 2017
Instrument	R2017-044244

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 21, 2057

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1109 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2242
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003679
Date	Jan 8, 2021
Instrument	R2021-003679

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,978.00 (+14.28%)	$282,037 (+28.67%) Land $112,666 Building $169,371	$846,111 (+28.67%) Land $337,998 Building $508,113
2022	$13,982.00 Homeowner's exemption	$219,200 Land $86,960 Building $132,240	$657,600 Land $260,880 Building $396,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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