1048 Summit Hills Ln, Naperville, IL 60563 Property Records

DuPage County property record for 1048 Summit Hills Ln, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,488 sqft · built 1968
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$920,000 (Sep 2026)
Tax Bill	$11,351 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-404-008`

Property Details

APN / Parcel Number

Primary APN	`07-11-404-008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	1,288 sqft
2nd Floor Area	1,200 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	14.3 ft deep x 8.6 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1048 SUMMIT HILLS LN
City	NAPERVILLE
State	IL
Zip	60563-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUMMIT HILLS RESUB
Legal Subdivision	SUMMIT HILLS RESUB
Legal Block	4
Legal Lot Number	9
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2075
Census Tract	846405

Owner

Source: DuPage County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	466 LAURA CT, NAPERVILLE, IL 60563-2513
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Oct 28, 2021	Executor's Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Sep 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	202667485
Prior Transfer Date	Aug 23, 2018
Prior Transfer Doc	0000083395
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 30, 2026
Property Address	1048 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Document Number	0000067485
Instrument Date	Sep 18, 2026
Instrument	202667485
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	466 LAURA CT, NAPERVILLE, IL 60563-2513

Mortgage

Document Number	0000067486,
Date	Sep 30, 2026
Instrument	202667486

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 28, 2021
Property Address	1048 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Document Number	0000158821
Map Reference	DOC R66-10872
Instrument Date	Oct 25, 2021
Instrument	R2021-158821
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1048 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241

Mortgage

Document Number	0000158822
Date	Oct 28, 2021
Instrument	R2021-158822

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 5, 2018
Property Address	1048 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Document Number	0000083395
Instrument Date	Aug 23, 2018
Instrument	83395
Transaction Type	Transfer
Record Updated	Sep 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 SUMMIT HILLS LN NAPERVILLE IL 605632241, NAPERVILLE, IL 60563-2241

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,351.00 (+4.69%) Homeowner's exemption	$207,269 (+9.67%) Land $80,762 Building $126,507	$621,807 (+9.67%) Land $242,286 Building $379,521
2024	$10,843.00 (+33.55%)	$188,993 (+43.55%) Land $73,641 Building $115,352	$566,979 (+43.55%) Land $220,923 Building $346,056
2022	$8,119.00 Homeowner's exemption	$131,660 Land $62,330 Building $69,330	$394,980 Land $186,990 Building $207,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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