10529 Garda Dr, Trinity (New Port Richey), FL 34655 Property Records

Pasco County property record for 10529 Garda Dr, Trinity, FL 34655 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	3,386 sqft Living Area
Lot Size	10,011 sqft (0.23 acres)
Garage	Attached, 638 sqft
Occupancy	Owner Occupied
Last Sale	$724,900 (2021)
Tax Bill	$11,834.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`31-26-17-0130-00000-4170`
Alternative APNs	`1726310130000004170` `1376006`

Interior

Full Baths	3 Baths
Building Area	3,386 sqft Living Area
Gross Area	4,024 sqft Gross Area
1st Floor	2,826 sqft 1st Floor
Upper Floors	560 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Concrete Roof
Lot Area	10,011 sqft (0.23 acres)
Driveway	Driveway Concrete
Driveway Area	1,000 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	638 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Patio Area	1,751 sqft Patio
Porch	Open Porch
Porch Area	457 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	10529 GARDA DR
City	TRINITY
State	FL
Zip	34655-7050
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CIELO AT THE CHAMPIONS CLUB PB 46 PG 021 LOT 417
Legal Range	17E
Legal Township	26S
Legal Section	31
Legal Subdivision	CIELO AT THE CHAMPIONS CLUB
Legal Tract	130
Legal Lot Number	417
Jurisdiction	PASCO FL
Minor Civil Division	NEW PORT RICHEY
Census Blockgroup	1
Census Block	1002
Census Tract	31601

Owner

Source: Pasco County records · APN 31-26-17-0130-00000-4170

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	10529 GARDA DR, TRINITY, FL 34655-7050
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 09, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 03, 2018	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Prior Sale	Jul 03, 2018 · Amount on Record
Deed Doc Number	2021142166
Deed Book / Page	10387 / 3642
Last Transfer Date	Dec 23, 2024
Transfer Doc	0111380677
Record Refreshed	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	10529 GARDA DR, TRINITY, FL 34655-7050
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10529 GARDA DR, TRINITY, FL 34655-7050

Mortgage

Document Number	0106242432
Date	Jun 01, 2022
Book Page	10624/2432
Instrument	2022121370

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 09, 2021
Property Address	10529 GARDA DR, TRINITY, FL 34655-7050
Document Number	0103873642
Book / Page	10387 / 3642
Map Reference	MB 46 PG 21
Instrument Date	Jul 02, 2021
Instrument	2021142166
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,074.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2323 CURLEW RD # 6, 2323, DUNEDIN, FL 34698-9330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10529 GARDA DR, TRINITY, FL 34655-7050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 03, 2018
Property Address	10529 GARDA DR, TRINITY, FL 34655-7050
Document Number	0097510664
Book / Page	9751 / 0664
Map Reference	MB 46 PG 21
Instrument Date	Jun 29, 2018
Instrument	2018112094
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	CHAMPIONS TITLE SERVICES LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,375.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 BRITWELL CT, 1404, TRINITY, FL 34655-7162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10529 GARDA DR, TRINITY, FL 34655-7050

Mortgage

Document Number	2018112095
Date	Jul 03, 2018
Instrument	2018112095

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jul 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$746,740 (+2.9%)	$788,902 (-0.17%) Land $191,213 Building $597,689
2025	$12,094.00 (+2.2%)	$725,700 (+5.99%) Land $191,213 Building $534,487	$790,223 (+2.77%) Land $191,213 Building $599,010
2024	$11,834.00 (+3.47%)
2023	$11,437.00 Additional exemption filed	$684,710 Land $142,313 Building $542,397	$768,908 Land $142,313 Building $626,595

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 813 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

10529 Garda Dr, Trinity (New Port Richey), FL 34655 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Garda Dr

Nearby Streets

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