Pasco County property record for 10447 Garda Dr, Trinity, FL 34655 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,371 sqft Living Area |
| Lot Size | 17,419 sqft (0.399 acres) |
| Garage | 768 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $372,800 (2015) |
| Tax Bill | $9,679.00 (2025) |
| Primary APN | 31-26-17-0130-00000-4130 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 3,371 sqft Living Area |
| Gross Area | 4,411 sqft Gross Area |
| 1st Floor | 2,812 sqft 1st Floor |
| Upper Floors | 559 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable Roof Construction |
| Lot Area | 17,419 sqft (0.399 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 768 sqft Garage |
| Pool Area | 496 sqft Pool |
|---|---|
| Patio Area | 1,890 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 272 sqft Porch |
| View | Golf Course View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 1376002 |
|---|---|
| Street Address | 10447 GARDA DR |
| City | TRINITY |
| State | FL |
| Zip | 34655-7079 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CIELO AT THE CHAMPIONS CLUB PB 46 PG 021 LOT 413 OR 9210 PG 2160 |
| Legal Range | 17E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | CIELO AT THE CHAMPIONS CLUB |
| Legal Tract | 130 |
| Legal Lot Number | 413 |
| Jurisdiction | PASCO FL |
| Minor Civil Division | NEW PORT RICHEY |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 31601 |
Source: Pasco County records · APN 31-26-17-0130-00000-4130
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10447 GARDA DR, TRINITY, FL 34655-7079 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 29, 2022 | Deed of Trust, Mortgage · Small Business Association Mortgage FIRST BANK OF THE LAKE |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2015 · Amount on Record |
| Deed Sale | Jun 23, 2015 · Amount on Record |
| Prior Sale | Aug 05, 2014 · Amount on Record |
| Deed Doc Number | 2015099916 |
| Deed Book / Page | 9210 / 2160 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10447 GARDA DR, TRINITY, FL 34655-7079 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10447 GARDA DR, TRINITY, FL 34655-7079 |
| Document Number | 0113763706 |
|---|---|
| Date | Mar 06, 2026 |
| Book Page | 11376/3706 |
| Instrument | 2026042114 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10447 GARDA DR, TRINITY, FL 34655-7079 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10447 GARDA DR, TRINITY, FL 34655-7079 |
| Document Number | 0112862161 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 11286/2161 |
| Instrument | 2025182559 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10447 GARDA DR, TRINITY, FL 34655-7079 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10447 GARDA DR, TRINITY, FL 34655-7079 |
| Document Number | 0107283475 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 10728/3475 |
| Instrument | 2022250261 |
| Name | FIRST BANK OF THE LAKE |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10447 GARDA DR, TRINITY, FL 34655-7079 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0102362916 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 10236/2916 |
| Instrument | 2020212220 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 10447 GARDA DR, TRINITY, FL 34655-7079 |
| Document Number | 0096691379 |
| Book / Page | 009669 / 001379 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10447 GARDA DR TRINITY FL 346557079, TRINITY, FL 34655-7079 |
| Document Number | 0096691379 |
|---|---|
| Date | Jan 26, 2018 |
| Book Page | 009669/001379 |
| Instrument | 14783 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 25, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,679.00 (+5.77%) Homeowner's exemption | $582,090 (+5.98%) Land $199,880 Building $382,210 | $837,322 (+2.2%) Land $199,880 Building $637,442 |
| 2023 | $9,151.00 (+10.53%) Additional exemption filed | $549,220 (+3%) Land $150,980 Building $398,240 | $819,266 (+14.49%) Land $150,980 Building $668,286 |
| 2022 | $8,279.00 Homeowner's exemption | $533,230 Land $149,580 Building $383,650 | $715,599 Land $149,580 Building $566,019 |
Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,351 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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