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10545 Garda Dr, Trinity (New Port Richey), FL 34655 Property Records

Pasco County property record for 10545 Garda Dr, Trinity, FL 34655 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2005
Square Footage3,533 sqft Living Area
Lot Size10,011 sqft (0.229 acres)
Garage599 sqft
OccupancyOwner Occupied
Last Sale$775,000 (2021)
Tax Bill$12,627.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-26-17-0130-00000-4190
Alternative APN
  • 1376008

Interior

Full Baths4 Baths
Building Area3,533 sqft Living Area
Gross Area4,486 sqft Gross Area
1st Floor2,897 sqft 1st Floor
Upper Floors636 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Roof ConstructionGable Roof Construction
Lot Area10,011 sqft (0.229 acres)
Parking Spaces2 Parking Spaces
Garage Area599 sqft Garage

Exterior Amenities

Pool Area360 sqft Pool
Patio Area1,000 sqft Patio
Porch1 Porch
Porch Area354 sqft Porch
ViewGolf Course View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1376008
Street Address10545 GARDA DR
CityTRINITY
StateFL
Zip34655-7050
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCIELO AT THE CHAMPIONS CLUB PB 46 PG 021 LOT 419
Legal Range17E
Legal Township26S
Legal Section31
Legal SubdivisionCIELO AT THE CHAMPIONS CLUB
Legal Tract130
Legal Lot Number419
JurisdictionPASCO FL
Minor Civil DivisionNEW PORT RICHEY
Census Blockgroup1
Census Block1002
Census Tract31601

Owner

Source: Pasco County records · APN 31-26-17-0130-00000-4190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10545 GARDA DR, TRINITY, FL 34655-7050
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
GARDNER FINANCIAL SERVICES LTD
Jul 09, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2021 · Amount on Record
Deed SaleJul 09, 2021 · Amount on Record
Prior SaleJul 19, 2006 · Amount on Record
Deed Doc Number2021142248
Deed Book / Page10387 / 3916
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address10545 GARDA DR, TRINITY, FL 34655-7050
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10545 GARDA DR, TRINITY, FL 34655-7050

Mortgage

Document Number0106851241
DateSep 06, 2022
Book Page10685/1241
Instrument2022196543
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
AddressSAN ANTONIO, TX 78231
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 09, 2021
Property Address10545 GARDA DR, TRINITY, FL 34655-7050
Document Number0103873916
Book / Page10387 / 3916
Map ReferenceMB 46 PG 21
Instrument DateJul 01, 2021
Instrument2021142248
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyWOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1823 KINSMERE DR, 1823, TRINITY, FL 34655-4535

Transferred To (Grantee/Buyer)

NameVerified Name
Address10545 GARDA DR, TRINITY, FL 34655-7050

Mortgage

Document Number103873917
DateJul 09, 2021
Instrument10387/3917
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,627.00 (+5.74%) Homeowner's exemption$757,430 (+5.99%) Land $191,213 Building $566,217$820,617 (+2.32%) Land $191,213 Building $629,404
2023$11,942.00 (+10.58%) Additional exemption filed$714,650 (+3%) Land $142,313 Building $572,337$802,010 (+15.59%) Land $142,313 Building $659,697
2022$10,799.00 Homeowner's exemption$693,841 Land $140,913 Building $552,928$693,841 Land $140,913 Building $552,928

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 813 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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