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10538 Garda Dr, Trinity (New Port Richey), FL 34655 Property Records

Pasco County property record for 10538 Garda Dr, Trinity, FL 34655 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2005
Square Footage3,205 sqft Living Area
Lot Size10,754 sqft (0.246 acres)
Garage599 sqft
OccupancyOwner Occupied
Last Sale$660,000 (2021)
Tax Bill$10,630.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-26-17-0130-00000-4390
Alternative APN
  • 1376202

Interior

Full Baths4 Baths
Building Area3,205 sqft Living Area
Gross Area3,954 sqft Gross Area
1st Floor2,773 sqft 1st Floor
Upper Floors432 sqft Upper Floors
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Roof ConstructionGable Roof Construction
Lot Area10,754 sqft (0.246 acres)
Parking Spaces2 Parking Spaces
Garage Area599 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
Patio Area1,000 sqft Patio
Porch1 Porch
Porch Area150 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1376202
Street Address10538 GARDA DR
CityTRINITY
StateFL
Zip34655-7077
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCIELO AT THE CHAMPIONS CLUB PB 46 PG 021 LOT 439
Legal Range17E
Legal Township26S
Legal Section31
Legal SubdivisionCIELO AT THE CHAMPIONS CLUB
Legal Tract130
Legal Lot Number439
JurisdictionPASCO FL
Minor Civil DivisionNEW PORT RICHEY
Census Blockgroup1
Census Block1002
Census Tract31601

Owner

Source: Pasco County records · APN 31-26-17-0130-00000-4390

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10538 GARDA DR, TRINITY, FL 34655-7077
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Jul 06, 2021Warranty Deed, Transfer · Conventional Mortgage
SOLUTIONS FINANCIAL MORTGAGE COMPAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2021 · Amount on Record
Deed SaleJul 06, 2021 · Amount on Record
Prior SaleApr 03, 2013 · Amount on Record
Deed Doc Number2021141067
Deed Book / Page10386 / 3722
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address10538 GARDA DR, TRINITY, FL 34655-7077
Transaction TypeMortgage
Record UpdatedJul 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10538 GARDA DR, TRINITY, FL 34655-7077

Mortgage

Document Number0103863736
DateJul 06, 2021
Book Page10386/3736
Instrument2021141069
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 06, 2021
Property Address10538 GARDA DR, TRINITY, FL 34655-7077
Document Number0103863722
Book / Page10386 / 3722
Map ReferenceMB 46 PG 21
Instrument DateJul 01, 2021
Instrument2021141067
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyCHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11802 GILMERTON DR, 11802, RIVERVIEW, FL 33579-3929

Transferred To (Grantee/Buyer)

NameVerified Name
Address10538 GARDA DR, TRINITY, FL 34655-7077

Mortgage

Document Number103863724
DateJul 06, 2021
Instrument10386/3724
Lender
NameSOLUTIONS FINANCIAL MORTGAGE COMPAN
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,630.00 (+3.04%) Homeowner's exemption$638,640 (+3.3%) Land $126,582 Building $512,058$699,820 (-1.59%) Land $126,582 Building $573,238
2023$10,316.00 (+10.56%) Additional exemption filed$618,250 (+3%) Land $110,182 Building $508,068$711,094 (+18.47%) Land $110,182 Building $600,912
2022$9,331.00 Homeowner's exemption$600,245 Land $95,882 Building $504,363$600,245 Land $95,882 Building $504,363

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 813 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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