Mobile County property record for 1055 McCay Ave, Mobile, AL 36609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 1981 |
| Lot Size | 0.173 acres (7,541 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,900 (Feb 2010) |
| Tax Bill | $824 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R02280828300002402 |
| Primary APN | R02280828300002402 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Upper Floors Area | 644 sqft |
| Utility Room | Utility Room |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,541 sqft (0.173 acres) |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1700181 |
|---|---|
| Street Address | 1055 MCCAY AVE |
| City | MOBILE |
| State | AL |
| Zip | 36609-5141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLOCK 84 MOBILE HEIGHTS FORMERLY KNOWN AS PINEHURST DBK 138 PGS 118-121 RPBK 3494 PG 786 10/89 #SEC 28 T4S R2W #MP 28 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 28 |
| Legal Subdivision | PINEHURST |
| Legal Block | 84 |
| Legal Lot Number | 16 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 3704 |
Source: Mobile County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1055 MCCAY AVE, MOBILE, AL 36609-5141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2010 · Amount on Record |
| Deed Sale | Feb 3, 2010 · Amount on Record |
| Prior Sale | Apr 1, 2004 · Amount on Record |
| Deed Document Number | 20105903 |
| Deed Book / Page | 6623 / 528 |
| Prior Transfer Date | Feb 20, 1998 |
| Prior Transfer Doc | 0000014084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 1055 MCCAY AVE, MOBILE, AL 36609-5141 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000066690 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020066690 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (+1.6%) Homeowner's exemption | $13,880 (+1.46%) Land $3,000 Building $10,880 | $138,800 (+1.46%) Land $30,000 Building $108,800 |
| 2024 | $811.00 (+6.43%) Homeowner's exemption | $13,680 (+6.13%) Land $3,000 Building $10,680 | $136,800 (+6.13%) Land $30,000 Building $106,800 |
| 2023 | $762.00 Homeowner's exemption | $12,890 Land $3,000 Building $9,890 | $128,900 Land $30,000 Building $98,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures