10517 Sable Cap Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 10517 Sable Cap Rd, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,748 sqft · built 2017
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$874,000 (Sep 2025)
Tax Bill	$4,824 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-366-55`

Property Details

APN / Parcel Number

Primary APN	`139-366-55`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,748 sqft Living Area
Gross Area	4,350 sqft
1st Floor Area	2,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,769 sqft (0.362 acres)
Garage Type	Attached
Garage Area	602 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10517 SABLE CAP RD
City	MINT HILL
State	NC
Zip	28227-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L111 M61-466/467
Legal Subdivision	SUMMERWOOD
Legal Block	6
Legal Lot Number	111
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1019
Census Tract	5714

Owner

Source: Mecklenburg County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10517 SABLE CAP RD, MINT HILL, NC 28227-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 7, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Dec 7, 2021 · Amount on Record
Deed Document Number	202593307
Deed Book / Page	39857 / 844
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10517 SABLE CAP RD, MINT HILL, NC 28227-3628
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10517 SABLE CAP RD, MINT HILL, NC 28227-3628

Mortgage

Document Number	0000051713
Date	Jun 2, 2023
Book Page	38163/55
Instrument	2023051713

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10517 SABLE CAP RD, MINT HILL, NC 28227-3628
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10517 SABLE CAP RD, MINT HILL, NC 28227-3628

Mortgage

Document Number	0000018678
Date	Mar 3, 2023
Book Page	37969/371
Instrument	2023018678

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 15, 2025
Property Address	10517 SABLE CAP RD, MINT HILL, NC 28227-3628
Document Number	0000093307
Book / Page	39857 / 844
Map Reference	MB 61 PG 466
Instrument Date	Sep 15, 2025
Instrument	2025093307
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,748.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 MANTLE RIDGE DR, INDIAN TRAIL, NC 28079-0589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10517 SABLE CAP RD, MINT HILL, NC 28227-3628

Mortgage

Document Number	0000093308
Date	Sep 15, 2025
Instrument	2025093308

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 7, 2021
Property Address	10517 SABLE CAP RD, MINT HILL, NC 28227-3628
Document Number	0000230938
Book / Page	36843 / 582
Map Reference	MB 61 PG 466-468
Instrument Date	Dec 7, 2021
Instrument	2021230938
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,616.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 L7 SABLE CAP ROAD, MINT HILL, NC 28227

Mortgage

Document Number	0000230939
Date	Dec 7, 2021
Instrument	2021230939

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$674,400 Land $140,000 Building $534,400	$674,400 (-) Land $140,000 Building $534,400
2024	$4,824.00
2023			$674,400 Land $140,000 Building $534,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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