10429 Sable Cap Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 10429 Sable Cap Rd, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,976 sqft · built 2020
Lot Size	0.363 acres (15,812 sqft)
Owner	Individual Name on File
Last Sale	$533,000 (Jul 2020)
Tax Bill	$4,691 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-366-53`

Property Details

APN / Parcel Number

Primary APN	`139-366-53`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,976 sqft Living Area
Gross Area	3,635 sqft
1st Floor Area	1,725 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Frame
Roof Material	Other
Lot Area	15,812 sqft (0.363 acres)
Garage Type	Attached
Garage Area	659 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10429 SABLE CAP RD
City	MINT HILL
State	NC
Zip	28227-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L109 M61-466/467
Legal Subdivision	SUMMERWOOD
Legal Block	6
Legal Lot Number	109
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1019
Census Tract	5714

Owner

Source: Mecklenburg County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10429 SABLE CAP RD, MINT HILL, NC 28227-3629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 31, 2020	Special Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Feb 11, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Feb 11, 2019 · Amount on Record
Deed Document Number	2020118294
Deed Book / Page	34876 / 544
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10429 SABLE CAP RD, MINT HILL, NC 28227-3629
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10429 SABLE CAP RD, MINT HILL, NC 28227-3629

Mortgage

Document Number	0000068461
Date	Jul 20, 2023
Book Page	38259/604
Instrument	2023068461

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10429 SABLE CAP RD, MINT HILL, NC 28227-3629
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10429 SABLE CAP RD, MINT HILL, NC 28227-3629

Mortgage

Document Number	0000145278
Date	Oct 20, 2022
Book Page	37725/501
Instrument	2022145278

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 31, 2020
Property Address	10429 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000118294
Book / Page	34876 / 544
Map Reference	MB 61 PG 466&467
Instrument Date	Jul 31, 2020
Instrument	2020118294
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,066.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8008 CORPORATE CENTER DR STE 300, 8008, CHARLOTTE, NC 28226-4489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10429 SABLE CAP RD, MINT HILL, NC 28227-3629

Mortgage

Document Number	0000118295
Date	Jul 31, 2020
Instrument	2020118295

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 11, 2019
Property Address	10429 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000014980
Book / Page	033276 / 000232
Instrument Date	Feb 5, 2019
Instrument	14980
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,136.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,691.00	$646,100 Land $140,000 Building $506,100	$646,100 Land $140,000 Building $506,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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