10423 Sable Cap Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 10423 Sable Cap Rd, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,573 sqft · built 2018
Lot Size	0.491 acres (21,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,000 (Dec 2018)
Tax Bill	$6,113 (2023)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`139-366-52`

Property Details

APN / Parcel Number

Primary APN	`139-366-52`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,573 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	21,409 sqft (0.491 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	139-366-52
Street Address	10423 SABLE CAP RD
City	MINT HILL
State	NC
Zip	28227-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L108 M61-466/467
Legal Subdivision	SUMMERWOOD MAP 11
Legal Lot Number	108
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1019
Census Tract	5714

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10423 SABLE CAP RD, MINT HILL, NC 28227-3629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Dec 28, 2018	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
Sep 18, 2018	Loan Modification, Mortgage · Line of Credit AMERIS BK
Feb 14, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Feb 14, 2018 · Amount on Record
Deed Document Number	0003320024
Deed Book / Page	33200 / 24
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10423 SABLE CAP RD, MINT HILL, NC 28227-3629
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096241
Date	Jun 29, 2022
Book Page	37460/589
Instrument	2022096241

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10423 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000029640
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10423 SABLE CAP RD MINT HILL NC 282273629, MINT HILL, NC 28227-3629

Mortgage

Document Number	0000029640
Date	Mar 2, 2020
Book Page	034332/000773
Instrument	29640

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 28, 2018
Property Address	10423 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000159538
Book / Page	033200 / 000024
Instrument Date	Dec 25, 2018
Instrument	159538
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10423 SABLE CAP RD MINT HILL NC 282273629, MINT HILL, NC 28227-3629

Mortgage

Document Number	159539
Date	Dec 28, 2018
Book Page	033200/000027
Instrument	159539

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	10423 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000118322
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

Mortgage

Document Number	0000118322
Date	Sep 19, 2018
Book Page	032983/000779
Instrument	118322

Lender

Name	AMERIS BK
Type	Bank
Address	POOLER, GA 31322

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 14, 2018
Property Address	10423 SABLE CAP RD, MINT HILL, NC 28227-3629
Document Number	0000017002
Book / Page	032463 / 000824
Instrument Date	Feb 12, 2018
Instrument	17002
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,248.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8008 CORPORATE CENTER DR #300 CHARLOTTE NC 282264489, 300, CHARLOTTE, NC 28226-4489

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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