10605 Sable Cap Rd, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 10605 Sable Cap Rd, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,538 sqft · built 2014
Lot Size	0.527 acres (22,958 sqft)
Owner	Individual Name on Record
Last Sale	$372,500 (Jun 2014)
Tax Bill	$6,894 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`139-366-81`

Property Details

APN / Parcel Number

Primary APN	`139-366-81`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,538 sqft Heated Area
Gross Area	5,176 sqft
1st Floor Area	2,266 sqft
Upper Floors Area	2,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	22,958 sqft (0.527 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	118 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	139-366-81
Street Address	10605 SABLE CAP RD
City	MINT HILL
State	NC
Zip	28227-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L156 M48-607
Legal Subdivision	SUMMERWOOD MAP 5
Legal Lot Number	156
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1021
Census Tract	5714

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10605 SABLE CAP RD, MINT HILL, NC 28227-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2014 · Amount on Record
Deed Sale	Jun 18, 2014 · Amount on Record
Prior Sale	Jan 28, 2014 · Amount on Record
Deed Document Number	0029251165
Deed Book / Page	29251 / 165
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10605 SABLE CAP RD, MINT HILL, NC 28227-3627
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TTL INS CO WEST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174369
Date	Sep 10, 2021
Book Page	36516/311
Instrument	2021174369

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10605 SABLE CAP RD, MINT HILL, NC 28227-3627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK PITTSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121773
Date	Aug 6, 2020
Book Page	34897/41
Instrument	2020121773

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	10605 SABLE CAP RD, MINT HILL, NC 28227-3627
Document Number	0000086212
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10605 SABLE CAP RD MINT HILL NC 282273627, MINT HILL, NC 28227-3627

Mortgage

Document Number	0000086212
Date	Jun 28, 2017
Book Page	031920/000108
Instrument	86212

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2032

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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