1037 SE Riverside Dr, Stuart, FL 34996 Property Records

Martin County property record for 1037 SE Riverside Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,396 sqft · built 1951
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Company Names on Record
Last Sale	$2,450,000 (Feb 2022)
Tax Bill	$40,261 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-016-000-0002.1-5-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-016-000-0002.1-5-0000`
Alternative APNs	`03-38-41-016-000-00021-5` `338410160000002150000` `20503`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,725 sqft Living Area
Gross Area	4,149 sqft
1st Floor Area	2,507 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	15,812 sqft (0.363 acres)
Lot Dimensions	100 ft deep x 90 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	648 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	566 sqft
Patio Area	1,536 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20503
Street Address	1037 SE RIVERSIDE DR
City	STUART
State	FL
Zip	34996-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	STUART FRUIT CO W1/2 LOT B
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	STUART FRUIT CO
Legal Block	1
Legal Lot Number	B
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1018
Census Tract	800

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1037 SE RIVERSIDE DR, STUART, FL 34996-2522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
May 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Document Number	20222945565
Deed Book / Page	3296 / 1115
Prior Transfer Date	May 20, 1993
Prior Transfer Doc	1021000047
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 28, 2022
Property Address	1037 SE RIVERSIDE DR, STUART, FL 34996-2522
Document Number	0032961115
Book / Page	3296 / 1115
Map Reference	MB 7 PG 42
Instrument Date	Feb 28, 2022
Instrument	2945565
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4492 SW BRANCH TER W, 4492, PALM CITY, FL 34990-2235

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1307 SE RIVERSIDE DR, STUART, FL 34996-1286

Mortgage

Document Number	0032961117
Date	Feb 28, 2022
Instrument	3296/1117

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Feb 28, 2022
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	7.25%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 10, 2018
Property Address	1037 SE RIVERSIDE DR, STUART, FL 34996-2522
Document Number	0029912967
Book / Page	002991 / 002967
Instrument Date	May 7, 2018
Instrument	2694157
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7,350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 990 STUART FL 349950990, STUART, FL 34995-0990

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40,261.00 (-1.03%) Additional exemption filed	$2,339,217 (+5.99%)	$2,523,550 (+14.34%) Land $1,620,000 Building $903,550
2024	$40,679.00 (+2.11%)
2023	$39,837.00 (+70.95%) Additional exemption filed	$2,207,080 (+93.99%) Land $1,323,000 Building $884,080	$2,207,080 (+45.34%) Land $1,323,000 Building $884,080
2022	$23,303.00	$1,137,726	$1,518,580 Land $1,228,500 Building $290,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 units insured incl. 15 condo units
Nearby Flood Claims	48 (1979–2022)
Claims Outside the SFHA	34 of 48
Most Recent Claim	Jun 2022 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 23 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream.

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