Schenectady County and Schenectady City property record for 1050 Howard St, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,394 sqft · built 1890 |
| Lot Size | 0.108 acres (4,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Oct 2015) |
| Tax Bill | $5,216 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.47-3-21 |
| Primary APN | 421500 49.47-3-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,394 sqft Total Area |
| 1st Floor Area | 1,197 sqft |
| 2nd Floor Area | 1,197 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,725 sqft (0.108 acres) |
| Lot Dimensions | 135 ft deep x 35 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Canopy | 140 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1050 HOWARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1122 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records · APN 421500 49.47-3-21
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1052 HOWARD ST, SCHENECTADY, NY 12303-1122 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Aug 31, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2015 · Amount on Record |
| Deed Sale | Oct 26, 2015 · Amount on Record |
| Prior Sale | Oct 26, 2015 · Amount on Record |
| Deed Book / Page | 1924 / 584 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1050 HOWARD ST, SCHENECTADY, NY 12303-1122 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016250 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 4994/154 |
| Instrument | 202016250 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 15, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1050 HOWARD ST, SCHENECTADY, NY 12303-1122 |
| Document Number | 0000043157 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1050 HOWARD ST SCHENECTADY NY 123031122, SCHENECTADY, NY 12303-1122 |
| Document Number | 0000043157 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 004867/000953 |
| Instrument | 43157 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,216.00 (+8.19%) | $84,300 (-) Land $12,600 Building $71,700 | $139,593 (+30.82%) Land $20,864 Building $118,729 |
| 2023 | $84,300 (-) Land $12,600 Building $71,700 | $106,709 (+3.8%) Land $15,949 Building $90,760 | |
| 2022 | $84,300 Land $12,600 Building $71,700 | $102,805 Land $15,366 Building $87,439 | |
| 2021 | $4,821.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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