1045 Howard St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1045 Howard St, Schenectady, NY 12303 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1935
Square Footage	1,756 sqft Total Area
Lot Size	4,725 sqft (0.108 acres)
Garage	Detached, 240 sqft
Last Sale	$50,000 (2002)
Tax Bill	$4,631.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.47-4-19`
Alternative APN	`150004904700040190000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,756 sqft Total Area
1st Floor	878 sqft 1st Floor
2nd Floor	878 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	4,725 sqft (0.108 acres)
Depth X Width	135 ft x 35 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	240 sqft Garage
Porch Area	338 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1045 HOWARD ST
City	SCHENECTADY
State	NY
Zip	12303-1121
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD AND GARAGE
Legal Block	4
Legal Lot Number	19.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1009
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.47-4-19

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	601 SANDERS AVE, SCHENECTADY, NY 12302-1429
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2002 · Amount on Record
Deed Sale	Aug 28, 2002 · Amount on Record
Deed Book / Page	1631 / 699
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,631.00 (+7.92%)	$70,000 (-) Land $11,800 Building $58,200	$115,913 (+30.82%) Land $19,540 Building $96,373
2023		$70,000 (-) Land $11,800 Building $58,200	$88,608 (+3.8%) Land $14,937 Building $73,671
2022		$70,000 Land $11,800 Building $58,200	$85,366 Land $14,390 Building $70,976
2021	$4,291.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.