1049 Howard St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1049 Howard St, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	6 Beds
Bathrooms	2 Baths
Architecture Style	Traditional
Year Built	Built 1900
Square Footage	2,392 sqft Total Area
Lot Size	4,725 sqft (0.108 acres)
Last Sale	$45,000 (2001)
Tax Bill	$5,130.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.47-4-18`
Alternative APN	`150004904700040180000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Building Area	2,392 sqft Total Area
1st Floor	1,214 sqft 1st Floor
2nd Floor	1,178 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Brick Exterior
Lot Area	4,725 sqft (0.108 acres)
Depth X Width	135 ft x 35 ft Depth x Width
Porch Area	362 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1049 HOWARD ST
City	SCHENECTADY
State	NY
Zip	12303-1121
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	2 BRICK
Legal Block	4
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1009
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.47-4-18

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1029 WILLETT ST, SCHENECTADY, NY 12303-1145
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2001 · Amount on Record
Deed Sale	Sep 06, 2001 · Amount on Record
Deed Book / Page	1608 / 31
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00 (+8.32%)	$82,200 (-) Land $12,300 Building $69,900	$136,115 (+30.82%) Land $20,368 Building $115,747
2023		$82,200 (-) Land $12,300 Building $69,900	$104,051 (+3.8%) Land $15,570 Building $88,481
2022		$82,200 Land $12,300 Building $69,900	$100,244 Land $15,000 Building $85,244
2021	$4,736.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.