1041 Howard St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1041 Howard St, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	6 Beds
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,908 sqft Total Area
Lot Size	4,725 sqft (0.108 acres)
Occupancy	Owner Occupied
Last Sale	$190,000 (2023)
Tax Bill	$4,929.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.47-4-20`
Alternative APN	`150004904700040200000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Building Area	1,908 sqft Total Area
1st Floor	954 sqft 1st Floor
2nd Floor	954 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	4,725 sqft (0.108 acres)
Depth X Width	135 ft x 35 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Mixed Garage
Garage Area	324 sqft Garage
Porch Area	444 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1041 HOWARD ST
City	SCHENECTADY
State	NY
Zip	12303-1121
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	2 WOOD AND GARAGE
Legal Block	4
Legal Lot Number	20.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1009
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.47-4-20

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1041 HOWARD ST, SCHENECTADY, NY 12303-1121
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Deed Doc Number	20233302
Deed Book / Page	2101 / 62
Record Refreshed	Jun 08, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 19, 2023
Property Address	1041 HOWARD ST, SCHENECTADY, NY 12303-1121
Document Number	0000003302
Book / Page	2101 / 62
Instrument Date	Nov 18, 2022
Instrument	202303302
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$760.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1041 HOWARD ST # 1043, 1043, SCHENECTADY, NY 12303-1121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 ROSENDALE RD, NISKAYUNA, NY 12309-5445

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,929.00 (+25.52%)	$77,300 (-) Land $11,600 Building $65,700	$128,001 (+30.82%) Land $19,208 Building $108,793
2023		$77,300 (-) Land $11,600 Building $65,700	$97,848 (+3.8%) Land $14,684 Building $83,164
2022		$77,300 Land $11,600 Building $65,700	$94,268 Land $14,146 Building $80,122
2021	$3,927.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.