1050 Ben Franklin Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 1050 Ben Franklin Rd, Gilbert, SC 29054

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 2,109 sqft · built 1989
Lot Size9.4 acres (409,464 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (May 2020)
Tax Bill$1,918 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN009500-01-044

Property Details

APN / Parcel Number

Primary APN009500-01-044
Alternative APN
  • 0950001044

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,109 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1998
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area409,464 sqft (9.4 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1050 BEN FRANKLIN RD
CityGILBERT
StateSC
Zip29054-8915
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRD
Legal Description1AC TRIANGLE, PARCEL 1 (5AC) & SADDLE ROCK SUB LOT 26 (3.23AC)
Legal Lot Number26
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group1
Census Block1055
Census Tract21311

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1050 BEN FRANKLIN RD, GILBERT, SC 29054-8915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SAFE FCU
May 22, 2020Grant Deed, Transfer · FHA Mortgage
TIAA FSB
Dec 20, 2018Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2020 · Amount on Record
Deed SaleMay 22, 2020 · Amount on Record
Prior SaleMar 9, 2012
Deed Document Number202021021
Deed Book / Page20872 / 3490
Prior Transfer DateDec 13, 2018
Prior Transfer Doc2048400212
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address1050 BEN FRANKLIN RD, GILBERT, SC 29054-8915
Transaction TypeMortgage
Record UpdatedSep 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2107202484
DateAug 31, 2023
Book Page21072/2484
Instrument2023031035
Lender
NameSAFE FCU
TypeCredit Union
AddressSUMTER, SC 29150
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2038

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLEXINGTON SC
Recording DateMay 22, 2020
Property Address1050 BEN FRANKLIN RD, GILBERT, SC 29054-8915
Document Number2087203490
Book / Page020872 / 003490
Instrument DateMay 22, 2020
Instrument21021
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,277.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1050 BEN FRANKLIN RD GILBERT SC 290548915, GILBERT, SC 29054-8915

Mortgage

Document Number2087203493
DateMay 22, 2020
Book Page020872/003493
Instrument21022
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 21, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLEXINGTON SC
Recording DateDec 20, 2018
Property Address1050 BEN FRANKLIN RD, GILBERT, SC 29054-8915
Document Number2048400212
Book / Page020484 / 000212
Instrument DateDec 13, 2018
Instrument55934
Transaction TypeTransfer
Record UpdatedApr 13, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1040 BEN FRANKLIN RD GILBERT SC 290548915, GILBERT, SC 29054-8915

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,918.00 (+7.93%)
2024$1,777.00 (+4.28%)$11,828 (-) Land $283 Building $11,545$345,000 (-) Land $56,400 Building $288,600
2023$1,704.00$11,828 Land $283 Building $11,545$345,000 Land $56,400 Building $288,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 40% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
Comporium
Fiber
5,000 / 5,000
T-Mobile
Fixed Wireless
100 / 20

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