Lexington County property record for 1041 Ben Franklin Rd, Gilbert, SC 29054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,191 sqft · built 2007 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Feb 2023) |
| Tax Bill | $1,996 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009500-01-077 |
| Primary APN | 009500-01-077 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,191 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 85,813 sqft (1.97 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1041 BEN FRANKLIN RD |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-8916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | HORSETAIL RANCH SD LOT 5 |
| Legal Subdivision | HORSETAIL RANCH SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21312 |
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2023 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY BANK |
| Apr 22, 2021 | Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on Record |
| Deed Sale | Feb 24, 2023 · Amount on Record |
| Prior Sale | Apr 22, 2021 · Amount on Record |
| Deed Document Number | 20235923 |
| Deed Book / Page | 21046 / 1608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1041 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1041 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Document Number | 2106901725 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 21069/1725 |
| Instrument | 2023027806 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Feb 24, 2023 |
| Property Address | 1041 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Document Number | 2104601608 |
| Book / Page | 21046 / 1608 |
| Map Reference | MB 10991 PG 237 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023005923 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1041 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Document Number | 2023005924 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023005924 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Apr 22, 2021 |
| Property Address | 1041 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Document Number | 2093602021 |
| Book / Page | 20936 / 2021 |
| Map Reference | SL 879 PG 7 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021021505 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1041 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Document Number | 2021021506 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021021506 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,996.00 (-4.5%) | ||
| 2024 | $2,090.00 (+14.27%) | $14,001 (+9.38%) Land $946 Building $13,055 | $350,000 (+9.38%) Land $23,640 Building $326,360 |
| 2023 | $1,829.00 | $12,800 Land $632 Building $12,168 | $320,000 Land $15,800 Building $304,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Comporium Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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