1047 Ben Franklin Rd, Gilbert, SC 29054 Property Records

Lexington County property record for 1047 Ben Franklin Rd, Gilbert, SC 29054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,620 sqft · built 2007
Lot Size3.5 acres (152,460 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (May 2021)
Tax Bill$1,596 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN009500-01-081

Property Details

APN / Parcel Number

Primary APN009500-01-081

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Lot Area152,460 sqft (3.5 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1047 BEN FRANKLIN RD
CityGILBERT
StateSC
Zip29054-8916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionHORSETAIL RANCH SD LOT 9
Legal SubdivisionHORSETAIL RANCH SUBDIVISION
Legal Lot Number9
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group1
Census Block1006
Census Tract21312

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1047 BEN FRANKLIN RD, GILBERT, SC 29054-8916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2022Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
May 6, 2021Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2021 · Amount on File
Deed SaleMay 6, 2021 · Amount on File
Prior SaleDec 19, 2006 · Amount on File
Deed Document Number202124644
Deed Book / Page20939 / 2308
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address1047 BEN FRANKLIN RD, GILBERT, SC 29054-8916
Transaction TypeMortgage
Record UpdatedFeb 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2099105244
DateFeb 8, 2022
Book Page20991/5244
Instrument2022006018
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateMay 6, 2021
Property Address1047 BEN FRANKLIN RD, GILBERT, SC 29054-8916
Document Number2093902308
Book / Page20939 / 2308
Map ReferenceMB 879 PG 7
Instrument DateMay 6, 2021
Instrument2021024644
Transaction TypeTransfer
Record UpdatedMay 20, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 BEN FRANKLIN RD, GILBERT, SC 29054-8916

Mortgage

Document Number2021024645
DateMay 6, 2021
Instrument2021024645
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,596.00 (+6.9%)
2024$1,493.00 (+4.48%)$10,000 (-) Land $980 Building $9,020$250,000 (-) Land $24,500 Building $225,500
2023$1,429.00$10,000 Land $980 Building $9,020$250,000 Land $24,500 Building $225,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 48% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
Comporium
Fiber
5,000 / 5,000
T-Mobile
Fixed Wireless
100 / 20

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