Lexington County property record for 1029 Ben Franklin Rd, Gilbert, SC 29054
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,703 sqft · built 2015 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,526 (May 2024) |
| Tax Bill | $2,356 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009500-01-075 |
| Primary APN | 009500-01-075 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,703 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 79,715 sqft (1.83 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1029 BEN FRANKLIN RD |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-8916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | HORSETAIL RANCH SD LOT 3 |
| Legal Subdivision | HORSETAIL RANCH SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21312 |
1029 Ben Franklin Rd is owned by an individual who bought it in May 2024.
Source: Lexington County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU |
| Mar 14, 2024 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Jun 23, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Oct 1, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on File |
| Deed Sale | May 29, 2024 · Amount on File |
| Prior Sale | Feb 25, 2014 · Amount on File |
| Deed Document Number | 202418777 |
| Deed Book / Page | 21108 / 1457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1029 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1029 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Document Number | 2118302349 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 21183/2349 |
| Instrument | 2025037889 |
| Name | ALLSOUTH FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1029 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1029 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Document Number | 2109702950 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 21097/2950 |
| Instrument | 2024008755 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 8, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1029 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | WEEKS & IRVINE LLC |
| Name | Verified Name |
|---|
| Document Number | 2094803411 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 20948/3411 |
| Instrument | 2021033804 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 1029 BEN FRANKLIN RD, GILBERT, SC 29054-8916 |
| Document Number | 2034300261 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1029 BEN FRANKLIN RD GILBERT SC 290548916, GILBERT, SC 29054-8916 |
| Document Number | 2034300261 |
|---|---|
| Date | Oct 12, 2018 |
| Book Page | 020343/000261 |
| Instrument | 45624 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2048 |
The 2025 property tax bill for 1029 Ben Franklin Rd was $2,356, up 79.2% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,356.00 (+79.16%) | ||
| 2024 | $1,315.00 (+4.45%) | $8,809 (-) Land $584 Building $8,225 | $220,221 (-) Land $14,600 Building $205,621 |
| 2023 | $1,259.00 | $8,809 Land $584 Building $8,225 | $220,221 Land $14,600 Building $205,621 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1029 Ben Franklin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1029 Ben Franklin Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Comporium Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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