Scott County property record for 105 Vale Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 2007 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $342,000 (Aug 2026) |
| Tax Bill | $2,075 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 210-10-031.000 |
| Primary APN | 210-10-031.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 VALE LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADENA RIDGE |
| Legal Subdivision | ADENA RIDGE |
| Legal Lot Number | 423 |
| Legal Unit | 7 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 40301 |
105 Vale Ln is owned by an individual who bought it in August 2026.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1313 TRENTON CT, GEORGETOWN, KY 40324-1426 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Jul 8, 2019 | Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on File |
| Deed Sale | Aug 18, 2026 · Amount on File |
| Prior Sale | Jul 8, 2019 · Amount on File |
| Deed Document Number | 2026598604 |
| Deed Book / Page | 468 / 163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 18, 2026 |
| Property Address | 105 VALE LN, GEORGETOWN, KY 40324-8691 |
| Document Number | 0000598604 |
| Book / Page | 468 / 163 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026598604 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,542.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1313 TRENTON CT, GEORGETOWN, KY 40324-1426 |
| Document Number | 0000598607, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 2026598607 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 105 VALE LN, GEORGETOWN, KY 40324-8691 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | M1547/164 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | M1547/164 |
| Instrument | 422621 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 8, 2019 |
| Property Address | 105 VALE LN, GEORGETOWN, KY 40324-8691 |
| Document Number | D407/028 |
| Book / Page | D407 / 028 |
| Map Reference | CAB 8 SL 369 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 402080 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 W CREEK DR, 714, CLARKSVILLE, TN 37040-6018 |
| Name | Verified Name |
|---|---|
| Address | 105 VALE LN, GEORGETOWN, KY 40324-8691 |
| Document Number | 402081 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 402081 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 105 Vale Ln was $2,075.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,000 (-) | $233,000 (-) | |
| 2025 | $2,075.00 | $233,000 | $233,000 |
| 2023 | $1,978.00 (+16.56%) | $218,200 (+11.55%) Land $45,000 Building $173,200 | $218,200 (+11.55%) Land $45,000 Building $173,200 |
| 2022 | $1,697.00 | $195,600 Land $40,000 Building $155,600 | $195,600 Land $40,000 Building $155,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Vale Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Vale Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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