Scott County property record for 107 Vale Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,967 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Oct 2025) |
| Tax Bill | $2,501 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 210-10-028.000 |
| Primary APN | 210-10-028.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,967 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 107 VALE LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADENA RIDGE |
| Legal Subdivision | ADENA RIDGE |
| Legal Lot Number | 422 |
| Legal Unit | 7 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 40301 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 HIDDEN PADDOCK LN, GEORGETOWN, KY 40324-8871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Oct 7, 2025 | Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Oct 30, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2025 · Amount on Record |
| Deed Sale | Oct 7, 2025 · Amount on Record |
| Prior Sale | Dec 11, 2006 · Amount on Record |
| Deed Document Number | 2025557764 |
| Deed Book / Page | 461 / 308 |
| Prior Transfer Date | Oct 13, 2023 |
| Prior Transfer Doc | 00D445/430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 107 VALE LN, GEORGETOWN, KY 40324-8691 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | LAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0M1493/489 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | M1493/489 |
| Instrument | 412855 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ALAMEDA, CA 94501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 7, 2025 |
| Property Address | 107 VALE LN, GEORGETOWN, KY 40324-8691 |
| Document Number | 00D461/308 |
| Book / Page | D461 / 308 |
| Map Reference | CAB 8 SL 369 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 557764 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1817 PASTORAL LN, HANOVER PARK, IL 60133-6741 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 107 VALE LN, GEORGETOWN, KY 40324-8691 |
| Document Number | 0000557767 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 557767 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 30, 2023 |
| Property Address | 107 VALE LN, GEORGETOWN, KY 40324-8691 |
| Document Number | 00D445/430 |
| Book / Page | D445 / 430 |
| Map Reference | CAB 8 SL 369 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 486305 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 VALE LN, GEORGETOWN, KY 40324-8691 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1817 PASTORAL LN, BARTLETT, IL 60133-6741 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,000 (+21.21%) | $400,000 (+21.21%) | |
| 2025 | $2,501.00 (+0.93%) Homeowner's exemption | $330,000 (+2.48%) | $330,000 (+2.48%) |
| 2024 | $2,478.00 (+4.78%) Homeowner's exemption | $322,000 (+4.82%) | $322,000 (+4.82%) |
| 2023 | $2,365.00 (+29.95%) Homeowner's exemption | $307,200 (+22.73%) Land $45,000 Building $262,200 | $307,200 (+22.73%) Land $45,000 Building $262,200 |
| 2022 | $1,820.00 Homeowner's exemption | $250,300 Land $40,000 Building $210,300 | $250,300 Land $40,000 Building $210,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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