Scott County property record for 101 Vale Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,967 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,000 (Sep 2021) |
| Tax Bill | $2,937 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-20-360.000 |
| Primary APN | 190-20-360.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,967 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 393 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 101 VALE LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADENA RIDGE |
| Legal Subdivision | ADENA RIDGE |
| Legal Lot Number | 425 |
| Legal Unit | 7 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 40301 |
Source: Scott County records · APN 190-20-360.000
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 VALE LN, GEORGETOWN, KY 40324-8691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Feb 01, 2018 | Deed of Trust, Mortgage PEOPLES EXCHANGE BANK |
| Sep 01, 2021 | Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Feb 01, 2018 | Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 01, 2021 · Amount on Record |
| Deed Sale | Sep 01, 2021 · Amount on Record |
| Prior Sale | Feb 01, 2018 · Amount on Record |
| Deed Document Number | 2021441774 |
| Deed Book / Page | 427 / 210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 101 VALE LN, GEORGETOWN, KY 40324-8691 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1874/797 |
|---|---|
| Date | Jan 06, 2026 |
| Book Page | M1874/797 |
| Instrument | 566680 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 06, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 101 VALE LN, GEORGETOWN, KY 40324-8691 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1378/785 |
|---|---|
| Date | Feb 01, 2018 |
| Book Page | M1378/785 |
| Instrument | 381819 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40391 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Feb 01, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 01, 2021 |
| Property Address | 101 VALE LN, GEORGETOWN, KY 40324-8691 |
| Document Number | D427/210 |
| Book / Page | D427 / 210 |
| Map Reference | CAB 8 SL 369 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 441774 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5990 OWENTON RD, 5990, STAMPING GROUND, KY 40379-9093 |
| Name | Verified Name |
|---|---|
| Address | 101 VALE LN, GEORGETOWN, KY 40324-8691 |
| Document Number | 441775 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 441775 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 01, 2018 |
| Property Address | 101 VALE LN, GEORGETOWN, KY 40324-8691 |
| Document Number | D394/595 |
| Book / Page | D394 / 595 |
| Map Reference | CAB8 SL369 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 381817 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11034 FLICKER RD, 11034, BROOKSVILLE, FL 34613-3862 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 101 VALE LN, GEORGETOWN, KY 40324-8691 |
| Document Number | 381818 |
|---|---|
| Date | Feb 01, 2018 |
| Instrument | 381818 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2048 |
Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,937.00 (+5.53%) | $329,800 (+7.43%) | $329,800 (+7.43%) |
| 2023 | $2,783.00 (+5.54%) | $307,000 (+0.99%) Land $45,000 Building $262,000 | $307,000 (+0.99%) Land $45,000 Building $262,000 |
| 2022 | $2,637.00 | $304,000 Land $40,000 Building $264,000 | $304,000 Land $40,000 Building $264,000 |
Source: FEMA National Flood Hazard Layer as of November 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 409 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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