104 Vale Ln, Georgetown, KY 40324 Property Records

Scott County property record for 104 Vale Ln, Georgetown, KY 40324 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,900 sqft · built 2012
Owner	Individual Name on File
Last Sale	$370,000 (May 2023)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`190-20-350.000`

Property Details

APN / Parcel Number

Primary APN	`190-20-350.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,900 sqft Living Area

Exterior

Year Built	Built 2012
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 VALE LN
City	GEORGETOWN
State	KY
Zip	40324-8691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADENA RIDGE
Legal Subdivision	ADENA RIDGE
Legal Lot Number	428
Legal Unit	7
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3005
Census Tract	40301

Owner

Source: Scott County records · APN 190-20-350.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15561 OCEAN BREEZE LN, WELLINGTON, FL 33414-7130
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jul 28, 2022	Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jul 02, 2020	Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	472802
Deed Book / Page	D441 / 798
Record Updated	Jun 08, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	May 17, 2023
Property Address	104 VALE LN, GEORGETOWN, KY 40324-8691
Document Number	00D441/798
Book / Page	D441 / 798
Map Reference	CAB 8 SL 217
Instrument Date	May 16, 2023
Instrument	472802
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16312 TRESTLE ST SE, HUNTSVILLE, AL 35803-3064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	15561 OCEAN BREEZE LN, WELLINGTON, FL 33414-7130

Mortgage

Document Number	0000472803
Date	May 17, 2023
Instrument	472803

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 28, 2022
Property Address	104 VALE LN, GEORGETOWN, KY 40324-8691
Document Number	00D435/737
Book / Page	D435 / 737
Map Reference	CAB 8 SL 316
Instrument Date	Jul 25, 2022
Instrument	457252
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 TERRACE AVE, 29, HIGHLAND HEIGHTS, KY 41076-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	104 VALE LN, GEORGETOWN, KY 40324-8691
Investor	Possibly a Property Investor

Mortgage

Document Number	0000457253
Date	Jul 28, 2022
Instrument	457253

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	104 VALE LN, GEORGETOWN, KY 40324-8691
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1326/197
Date	Feb 28, 2017
Book Page	M1326/197
Instrument	366236

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 27, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 02, 2020
Property Address	104 VALE LN, GEORGETOWN, KY 40324-8691
Document Number	D415/469
Book / Page	D415 / 469
Map Reference	CAB 8 SL 316
Instrument Date	Jun 30, 2020
Instrument	418240
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 LOCUST GROVE DR, 102, GEORGETOWN, KY 40324-8654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 VALE LN, GEORGETOWN, KY 40324-8691

Mortgage

Document Number	418241
Date	Jul 02, 2020
Instrument	418241

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,312.00 (+2.95%)	$371,900 (+4.79%)	$371,900 (+4.79%)
2023	$3,217.00 (+39.45%)	$354,900 (+33.42%) Land $45,000 Building $309,900	$354,900 (+33.42%) Land $45,000 Building $309,900
2022	$2,307.00	$266,000 Land $40,000 Building $226,000	$266,000 Land $40,000 Building $226,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090403013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 409 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

104 Vale Ln, Georgetown, KY 40324 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Vale Ln

Nearby Streets

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