Rockwall County property record for 105 Universal Dr, Fate, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,968 sqft · built 2013 |
| Lot Size | 0.585 acres (25,483 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,177 (Sep 2025) |
| Tax Bill | $6,125 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5031000C0013000R |
| Primary APN | 5031000C0013000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,968 sqft Living Area |
| Gross Area | 3,752 sqft |
| 1st Floor Area | 2,968 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,483 sqft (0.585 acres) |
| Lot Dimensions | 186 ft deep x 137 ft wide |
| Garage Type | Attached |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 102 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 105 UNIVERSAL DR |
|---|---|
| City | FATE |
| State | TX |
| Zip | 75189-8615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHVIEW VILLAGE PH ONE, BLOCK C, LOT 13 |
| Legal Subdivision | SOUTHVIEW VILLAGE PH ONE |
| Legal Tract | 13 |
| Legal Block | C |
| Legal Lot Number | 13 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40409 |
105 Universal Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Rockwall County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 UNIVERSAL DR, FATE, TX 75189-8615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2025 | Vendor's Lien, Transfer · VA Mortgage NEIGHBORHOOD LOANS |
| Dec 8, 2021 | Vendor's Lien, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Feb 12, 2020 | Deed of Trust, Mortgage MORTGAGE SOLUTIONS/CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2025 · Amount on File |
| Deed Sale | Sep 4, 2025 · Amount on File |
| Prior Sale | Dec 8, 2021 · Amount on File |
| Deed Document Number | 202516193 |
| Prior Transfer Date | Dec 3, 2021 |
| Prior Transfer Doc | 0000033074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Sep 4, 2025 |
| Property Address | 105 UNIVERSAL DR, FATE, TX 75189-8615 |
| Document Number | 0000016193 |
| Map Reference | CAB E SL 239 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 20250000016193 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ANSTA NATIONAL TITLE, AVANT NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 UNIVERSAL DR, FATE, TX 75189-8615 |
| Document Number | 0000016194 |
|---|---|
| Date | Sep 4, 2025 |
| Instrument | 20250000016194 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Dec 8, 2021 |
| Property Address | 105 UNIVERSAL DR, FATE, TX 75189-8615 |
| Document Number | 0000033074 |
| Map Reference | CAB E SL 239 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 20210000033074 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ALLIANCE TITLE, ALLEGIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 UNIVERSAL DR, FATE, TX 75189-8615 |
| Document Number | 0000033075 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 20210000033075 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 105 UNIVERSAL DR, FATE, TX 75189-8615 |
| Document Number | 0000003288 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 105 UNIVERSAL DR FATE TX 751898615, FATE, TX 75189-8615 |
| Document Number | 0000003288 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 3288 |
| Name | MORTGAGE SOLUTIONS/CO |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 19, 2050 |
The 2025 property tax bill for 105 Universal Dr was $6,125, down 6% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Royse City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,455 (-0.05%) Land $160,000 Building $278,455 | $438,455 (-0.05%) Land $160,000 Building $278,455 | |
| 2025 | $6,125.00 (-6.04%) Homeowner's exemption | $438,669 Land $160,000 Building $278,669 | $438,669 Land $160,000 Building $278,669 |
| 2024 | $6,519.00 (-1.85%) | ||
| 2023 | $6,642.00 Homeowner's exemption | $439,451 Land $192,000 Building $247,451 | $439,451 Land $192,000 Building $247,451 |
| 2021 | $5,498.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Universal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Universal Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FATE serves 29,285 people · EPA ID TX1990006 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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