Rockwall County property record for 104 Universal Dr, Fate, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,060 sqft · built 2004 |
| Lot Size | 0.552 acres (24,032 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Nov 2007) |
| Tax Bill | $6,097 (2025) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5031000D0011000R |
| Primary APN | 5031000D0011000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| Gross Area | 3,259 sqft |
| 1st Floor Area | 2,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,032 sqft (0.552 acres) |
| Lot Dimensions | 197 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 1,753 sqft |
| Patio Area | 114 sqft |
| Storage Building | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 104 UNIVERSAL DR |
|---|---|
| City | FATE |
| State | TX |
| Zip | 75189-8599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHVIEW VILLAGE PH ONE, BLOCK D, LOT 11 |
| Legal Subdivision | SOUTHVIEW VILLAGE PH ONE |
| Legal Block | D |
| Legal Lot Number | 11 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 40409 |
Source: Rockwall County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 UNIVERSAL DR, FATE, TX 75189-8599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2007 · Amount on Record |
| Deed Sale | Nov 5, 2007 · Amount on Record |
| Prior Sale | Aug 3, 2005 · Amount on Record |
| Deed Document Number | 2007388185 |
| Deed Book / Page | 5265 / 276 |
| Prior Transfer Date | Oct 30, 2007 |
| Prior Transfer Doc | 0000388185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 104 UNIVERSAL DR, FATE, TX 75189-8599 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006223 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 20180000006223 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Address | AUSTIN, TX 78705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 9, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Royse City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,553 (+6.98%) Land $160,000 Building $307,553 | $467,553 (-0.18%) Land $160,000 Building $307,553 | |
| 2025 | $6,097.00 (+5.59%) Homeowner's exemption | $437,065 (-7.29%) | $468,388 (-0.65%) Land $160,000 Building $308,388 |
| 2024 | $5,774.00 (+10.28%) | ||
| 2023 | $5,236.00 (-11.9%) Homeowner's exemption | $471,432 Land $192,000 Building $279,432 | $471,432 Land $192,000 Building $279,432 |
| 2021 | $5,943.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FATE serves 29,285 people · EPA ID TX1990006 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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