102 Universal Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 102 Universal Dr, Fate, TX 75189

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,007 sqft · built 2005
Lot Size0.693 acres (30,191 sqft)
OwnerIndividual Name on File
Last Sale$171,200 (Apr 2016)
Tax Bill$1,331 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN5031000D0012000R

Property Details

APN / Parcel Number

Primary APN5031000D0012000R
Alternative APNs
  • R57491
  • 57491

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,007 sqft Living Area
Gross Area2,807 sqft
1st Floor Area2,007 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,191 sqft (0.693 acres)
Lot Dimensions204 ft deep x 148 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces5 Parking Spaces
PorchCovered Porch
Porch Area528 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address102 UNIVERSAL DR
CityFATE
StateTX
Zip75189-8599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHVIEW VILLAGE PH ONE, BLOCK D, LOT 12
Legal SubdivisionSOUTHVIEW VILLAGE PH ONE
Legal BlockD
Legal Lot Number12
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHEAST ROCKWALL
Census Block Group2
Census Block2006
Census Tract40409

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address102 UNIVERSAL DR, FATE, TX 75189-8599
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Sep 25, 2017Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2016 · Amount on File
Deed SaleApr 13, 2016 · Amount on File
Prior SaleNov 12, 2008 · Amount on File
Deed Document Number20165685
Prior Transfer DateMay 6, 2008
Prior Transfer Doc0000398240
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address102 UNIVERSAL DR, FATE, TX 75189-8599
Transaction TypeMortgage
Record UpdatedDec 16, 2021
Title CompanySOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026928
DateOct 6, 2021
Instrument20210000026928
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address102 UNIVERSAL DR, FATE, TX 75189-8599
Document Number0000018864
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 UNIVERSAL DR FATE TX 751898599, FATE, TX 75189-8599

Mortgage

Document Number0000018864
DateOct 9, 2017
Instrument18864
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 8, 2047

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityFate City
CountyRockwall County
Unified School DistrictRoyse City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$414,652 (+9.47%) Land $160,000 Building $254,652$414,652 (-0.15%) Land $160,000 Building $254,652
2025$1,331.00 (-45.92%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$378,792 (-9.62%)$415,258 (-0.92%) Land $160,000 Building $255,258
2024$2,461.00 (-0.16%)
2023$2,465.00 (-35.03%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$419,103 Land $192,000 Building $227,103$419,103 Land $192,000 Building $227,103
2021$3,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FATE
serves 29,285 people · EPA ID TX1990006
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionFeb 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fiber · Fixed Wireless
1,000 / 1,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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