103 Universal Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 103 Universal Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 2005
Lot Size	0.585 acres (25,483 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2006)
Tax Bill	$3,966 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5031000C0012000R`

Property Details

APN / Parcel Number

Primary APN	`5031000C0012000R`
Alternative APNs	`R57478` `57478`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,483 sqft (0.585 acres)
Lot Dimensions	186 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	24 sqft
Patio Area	80 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	103 UNIVERSAL DR
City	FATE
State	TX
Zip	75189-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHVIEW VILLAGE PH ONE, BLOCK C, LOT 12
Legal Subdivision	SOUTHVIEW VILLAGE PH ONE
Legal Tract	12
Legal Block	C
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2008
Census Tract	40409

Owner

103 Universal Dr is owned and occupied by an individual who bought it in January 2006.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	103 UNIVERSAL DR, FATE, TX 75189-8615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2006 · Amount on File
Deed Sale	Jan 27, 2006 · Amount on File
Prior Sale	Jul 1, 2005 · Amount on File
Deed Document Number	2006346469
Deed Book / Page	4401 / 311
Prior Transfer Date	Jun 20, 2005
Prior Transfer Doc	0000331799
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	103 UNIVERSAL DR, FATE, TX 75189-8615
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003820
Date	Feb 23, 2021
Instrument	20210000003820

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 103 Universal Dr was $3,966 with a homeowner's exemption, up 2.6% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,371 (+1%)	$358,953 (-0.1%) Land $160,000 Building $198,953
2025	$3,966.00 (+2.56%) Homeowner's exemption	$318,519	$359,307 Land $160,000 Building $199,307
2024	$3,867.00 (+11.31%)
2023	$3,474.00 Homeowner's exemption	$364,714 Land $192,000 Building $172,714	$364,714 Land $192,000 Building $172,714
2021	$4,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Universal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Universal Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20