105 Ovation, Irvine, CA 92620 Property Records

Orange County property record for 105 Ovation, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,894 sqft · built 2016
Lot Size	0.117 acres (5,073 sqft)
Owner	Individual Name on File
Last Sale	$1,267,000 (Feb 2017)
Tax Bill	$19,052 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`551-505-54`

Property Details

APN / Parcel Number

Primary APN	`551-505-54`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,894 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	5,073 sqft (0.117 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	105 OVATION
City	IRVINE
State	CA
Zip	92620-2195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17623 BLK LOT 3
Legal Tract	17623
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3000
Census Tract	52429

Owner

105 Ovation is owned and occupied by an individual who bought it in February 2017.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	105 OVATION, IRVINE, CA 92620-2195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · ARM STERLING BANK & TRUST FSB
Feb 24, 2017	Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2017 · Amount on File
Deed Sale	Feb 24, 2017 · Amount on File
Deed Document Number	201779653
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	105 OVATION, IRVINE, CA 92620-2195
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127279
Date	Apr 10, 2018
Instrument	2018000127279

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank
Address	SOUTHFIELD, MI 48076

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	May 1, 2019
Change Frequency	Annually
Min Rate At Change	4.2%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	11.1%

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 24, 2017
Property Address	105 OVATION, IRVINE, CA 92620-2195
Document Number	0000079653
Instrument Date	Jan 31, 2017
Instrument	79653
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,393.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OVATION IRVINE CA 926202195, IRVINE, CA 92620-2195

Tax Assessment & Valuation

The 2025 property tax bill for 105 Ovation was $19,052.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,499,696 (+2%) Land $865,639 Building $634,057
2025	$19,052.00	$1,470,291 Land $848,666 Building $621,625
2023	$18,413.00 (+1.57%)	$1,413,199 Land $815,711 Building $597,488
2022	$18,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 105 Ovation in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Ovation is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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