Orange County property record for 103 Ovation, Irvine, CA 92620
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,102 sqft · built 2016 |
| Lot Size | 0.117 acres (5,073 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,411,000 (Feb 2017) |
| Tax Bill | $20,812 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551-505-55 |
| Primary APN | 551-505-55 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,102 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 5,073 sqft (0.117 acres) |
| Garage Area | 422 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 103 OVATION |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92620-2195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 17623 BLK LOT 2 |
| Legal Subdivision | TRACT NO. 17623 |
| Legal Tract | 17623 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 52429 |
Source: Orange County records · APN 551-505-55
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 OVATION, IRVINE, CA 92620-2195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 27, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 27, 2017 | Gift Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Feb 27, 2017 | Grant Deed, Subdivision Related Transfer BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2017 · Amount on Record |
| Deed Sale | Feb 27, 2017 · Amount on Record |
| Deed Document Number | 201782161 |
| Prior Transfer Date | Feb 24, 2017 |
| Prior Transfer Doc | 0000082160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 103 OVATION, IRVINE, CA 92620-2195 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 103 OVATION, IRVINE, CA 92620-2195 |
| Document Number | 0000028935 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022000028935 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Feb 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | 1-Year CMT |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 103 OVATION, IRVINE, CA 92620-2195 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000374468 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019000374468 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92620 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 103 OVATION, IRVINE, CA 92620-2195 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 103 OVATION, IRVINE, CA 92620-2195 |
| Document Number | 0000448642 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020000448642 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Sep 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 27, 2017 |
| Property Address | 103 OVATION, IRVINE, CA 92620-2195 |
| Document Number | 0000082160 |
| Map Reference | MB 921 PG 1-6 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 2017000082160 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 OVATION, IRVINE, CA 92620-2195 |
| Document Number | 0000082162 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 2017000082162 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 27, 2017 |
| Property Address | 103 OVATION, IRVINE, CA 92620-2195 |
| Document Number | 0000082161 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 82161 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 07, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,552.10 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 103 OVATION IRVINE CA 926202195, IRVINE, CA 92620-2195 |
| Document Number | 82162 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 82162 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 26, 2047 |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,670,188 (+2%) Land $1,021,022 Building $649,166 | |
| 2025 | $20,812.00 (+3.55%) | $1,637,440 (+4.04%) Land $1,001,002 Building $636,438 |
| 2023 | $20,098.00 (+1.6%) | $1,573,857 Land $962,132 Building $611,725 |
| 2022 | $19,781.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Google Fiber Fiber | 2,000 / 1,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Based on FCC filings for 832 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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