105 MOUNTAIN VIEW RD WATSONVILLE CA 950760813, WATSONVILLE, CA 95076-0813
Mortgage
Document Number
25539
Date
Jul 14, 2020
Instrument
25539
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Amount
Amount on Record
Term
360 Months
Due
Jul 13, 2050
Interest
Rate Type
Adjustable Rate
Rate
2.87%
September 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
Sep 20, 2019
Property Address
105 MOUNTAIN VIEW RD, WATSONVILLE, CA 95076-0813
Document Number
0000028299
Instrument Date
Jul 30, 2019
Instrument
2019-0028299
Transaction Type
Transfer
Record Updated
Aug 17, 2021
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
105 MOUNTAIN VIEW RD, WATSONVILLE, CA 95076-0813
Mortgage
Document Number
0000028300
Date
Sep 20, 2019
Instrument
2019-0028300
Lender
Name
PMAC LENDING SERVICES INC
Type
Mortgage Company
Agreement
Type
ARM
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2049
Interest
Rate Type
Adjustable Rate
Rate
5.37%
Type Change Date
Oct 1, 2026
Change Frequency
Annually
Min Rate At Change
5.37%
Max Rate At Change
7.37%
Index
1-Year LIBOR
Max Rate
7.37%
September 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
Sep 20, 2019
Property Address
105 MOUNTAIN VIEW RD, WATSONVILLE, CA 95076-0813
Document Number
0000028298
Instrument Date
Jul 29, 2019
Instrument
28298
Transaction Type
Transfer
Record Updated
Oct 3, 2019
Title Company
FIRST AMERICAN TITLE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
2535 SHERWOOD DR SAN BRUNO CA 940661727, SAN BRUNO, CA 94066-1727
September 2019: Affidavit of Death, Transfer
Document Type
Affidavit of Death
Jurisdiction
SANTA CRUZ CA
Recording Date
Sep 20, 2019
Property Address
105 MOUNTAIN VIEW RD, WATSONVILLE, CA 95076-0813
Document Number
0000028297
Instrument Date
May 2, 2019
Instrument
28297
Transaction Type
Transfer
Record Updated
Oct 3, 2019
Title Company
FIRST AMERICAN TITLE
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
105 MOUNTAIN VIEW RD WATSONVILLE CA 950760813, WATSONVILLE, CA 95076-0813
Tax Assessment & Valuation
The 2025 property tax bill for 105 Mountain View Rd was $16,397.
Source: Santa Cruz County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Cruz County
Unified School District
Pajaro Valley Joint Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,372,089 (+2%)Land $925,881Building $446,208
2025
$16,397.00
$1,345,184Land $907,726Building $437,458
2023
$14,520.00 (+1.79%)
$1,292,949Land $872,478Building $420,471
$1,246,770
2022
$14,264.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 105 Mountain View Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
2 (1997–2016)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Jan 2016 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 105 Mountain View Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source
Surface water
Last State Inspection
Jul 2023
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025