38 Mountain View Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 38 Mountain View Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,300 sqft · built 2008
Lot Size	0.471 acres (20,517 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Nov 2006)
Tax Bill	$12,564 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-341-02`

Property Details

APN / Parcel Number

Primary APN	`050-341-02`
Alternative APN	`050-341-02-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	3,300 sqft Living Area
Gross Area	4,260 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,517 sqft (0.471 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Deck Area	284 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	38 MOUNTAIN VIEW RD
City	WATSONVILLE
State	CA
Zip	95076-0812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	CORRALITOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2001
Census Tract	123100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 MOUNTAIN VIEW RD, WATSONVILLE, CA 95076-0812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2006 · Amount on Record
Deed Sale	Nov 7, 2006 · Amount on Record
Deed Document Number	200664651
Last Transfer Date	Feb 25, 2016
Transfer Doc	0000007378
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	38 MOUNTAIN VIEW RD, WATSONVILLE, CA 95076-0812
Transaction Type	Mortgage
Record Updated	Apr 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MOUNTAIN VIEW RD, CORRALITOS, CA 95076-0812

Mortgage

Document Number	0000011288
Date	Apr 7, 2022
Instrument	2022-0011288

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	38 MOUNTAIN VIEW RD, WATSONVILLE, CA 95076-0812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MOUNTAIN VIEW RD, WATSONVILLE, CA 95076-0812

Mortgage

Document Number	0000050576
Date	Nov 25, 2020
Instrument	2020-0050576

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	38 MOUNTAIN VIEW RD, WATSONVILLE, CA 95076-0812
Document Number	0000006269
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38 MOUNTAIN VIEW RD WATSONVILLE CA 950760812, WATSONVILLE, CA 95076-0812

Mortgage

Document Number	0000006269
Date	Feb 24, 2020
Instrument	6269

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	38 MOUNTAIN VIEW RD, WATSONVILLE, CA 95076-0812
Document Number	0000016989
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38 MOUNTAIN VIEW RD WATSONVILLE CA 950760812, WATSONVILLE, CA 95076-0812

Mortgage

Document Number	0000016989
Date	Jun 21, 2019
Instrument	16989

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,024,442 (+2%) Land $558,709 Building $465,733
2025	$12,564.00 (+12.91%)	$1,004,355 (+4.04%) Land $547,754 Building $456,601
2023	$11,127.00 (+1.79%)	$965,355 Land $526,484 Building $438,871	$1,329,840
2022	$10,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Verizon.

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