105 Eagle Rock Way, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 105 Eagle Rock Way, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	6,254 sqft · built 1983
Lot Size	0.817 acres (35,602 sqft)
Owner	2 Individual Names on File
Last Sale	$1,800,000 (Jul 2021)
Tax Bill	$49,948 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-01102-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`13-01102-0000-00044`
Alternative APN	`130110200044`

Interior

Stories	2 Stories
Building Area	6,254 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Lot Area	35,602 sqft (0.817 acres)
Lot Dimensions	178 ft deep x 200 ft wide

Location & Zoning

Old Parcel Number	130110200044
Street Address	105 EAGLE ROCK WAY
City	MONTCLAIR
State	NJ
Zip	07042-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	35600SF
Legal Block	1102
Legal Lot Number	44
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1016
Census Tract	16900

Owner

105 Eagle Rock Way is owned and occupied by two individuals who bought it in July 2021.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 1, 2019	Loan Modification, Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Aug 18, 2011 · Amount on File
Deed Document Number	202189574
Record Updated	Oct 29, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 22, 2021
Property Address	105 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1628
Document Number	2021089574
Instrument Date	Jun 22, 2021
Instrument	2021089574
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 DEER HILL RD, 3, CHESTER, NJ 07930-3125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1628

Mortgage

Document Number	2021089575
Date	Jul 22, 2021
Instrument	2021089575

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.75%

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESSEX NJ
Property Address	105 EAGLE ROCK WAY, MONTCLAIR, NJ 07042-1628
Document Number	0000108408
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 EAGLE ROCK WAY MONTCLAIR NJ 070421628, MONTCLAIR, NJ 07042-1628

Mortgage

Document Number	0000108408
Date	Nov 16, 2019
Instrument	108408

Lender

Name	TD BK NA
Type	Bank
Address	RAMSEY, NJ 07446

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 105 Eagle Rock Way was $49,948, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,420,600 (-) Land $381,200 Building $1,039,400	$1,420,600 (-) Land $381,200 Building $1,039,400
2025	$49,948.00 (+3.32%)	$1,420,600 Land $381,200 Building $1,039,400	$1,420,600 Land $381,200 Building $1,039,400
2024	$48,343.00
2023		$1,420,600 Land $381,200 Building $1,039,400	$1,420,600 Land $381,200 Building $1,039,400
2022	$46,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Eagle Rock Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Eagle Rock Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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