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87 E 4th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 87 E 4th St, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1940
Square Footage1,613 sqft Total Area
Lot Size3,960 sqft (0.09 acres)
Last Sale$73,000 (2022)
Tax Bill$1,500.00 (2025)

Property Details

APN / Parcel Number

Primary APN351200 128.56-01-17
Alternative APNs
  • 120012805600010170000000
  • 1319

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,613 sqft Total Area
1st Floor1,404 sqft 1st Floor
Upper Floors209 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area3,960 sqft (0.09 acres)
Depth X Width120 ft x 33 ft Depth x Width
Patio Area156 sqft Patio
Porch1 Porch
Porch Area135 sqft Porch

Utilities and HVAC

Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number1319
Street Address87 E 4TH ST
CityOSWEGO
StateNY
Zip13126-2110
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal SubdivisionORIGINAL VILLAGE BLOCK
Legal Block1
Legal Lot Number17.000
JurisdictionOSWEGO NY
Minor Civil DivisionOSWEGO
Census Blockgroup3
Census Block3011
Census Tract21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.56-01-17

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address305 W 7TH ST, OSWEGO, NY 13126-3931
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2022Warranty Deed, Transfer · Conventional Mortgage
NBT BANK NATIONAL ASSOCIATION
Jan 09, 2018Warranty Deed, Transfer · Conventional Mortgage
PATHFINDER BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2022 · Amount on Record
Deed SaleSep 06, 2022 · Amount on Record
Prior SaleJan 09, 2018 · Amount on Record
Deed Doc Number20229647
Record RefreshedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 06, 2022
Property Address87 E 4TH ST, OSWEGO, NY 13126-2110
Document Number0000009647
Instrument DateAug 25, 2022
InstrumentR-2022-009647
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyINDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$292.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address87 E 4TH ST, 87, OSWEGO, NY 13126-2110

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 W 7TH ST, OSWEGO, NY 13126-3931

Mortgage

Document Number0000009648
DateSep 06, 2022
InstrumentR-2022-009648
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJan 09, 2018
Property Address87 E 4TH ST, OSWEGO, NY 13126-2110
Document Number0000000267
Instrument DateDec 20, 2017
InstrumentR-2018-000267
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCNY ABSTRACT & TITLE SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$296.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address266 E 11TH ST, 266, OSWEGO, NY 13126-2847

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 CHESTERFIELD RD, KEENE, NH 03431-2157

Mortgage

Document Number0000000268
DateJan 09, 2018
InstrumentR-2018-000268
Lender
NamePATHFINDER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,500.00$80,000 (+8.11%) Land $16,700 Building $63,300$80,000 (-10.27%) Land $16,700 Building $63,300
2023$74,000 Land $7,300 Building $66,700$89,157 Land $8,795 Building $80,362

Flood & Wildfire

87 E 4th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Oswego County (36075C), updated October 15, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Washington Square Historic District
listed 2010 · 41 contributing resources · NRIS 09001270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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