105 Bluff Ter, Melbourne, FL 32901 Property Records

Brevard County property record for 105 Bluff Ter, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1960
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Dec 2021)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-27-51-*-181`

Property Details

APN / Parcel Number

Primary APN	`27-37-27-51-*-181`
Alternative APNs	`27-37-27-51-00000.0-0181.00` `2728326`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,939 sqft
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1992
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	135 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	575 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	84 sqft
Patio Area	189 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2728326
Street Address	105 BLUFF TER
City	MELBOURNE
State	FL
Zip	32901-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	INDIAN RIVER BLUFF AMENDED PLAT NO 2 LOTS 181,182
Legal Range	37E
Legal Township	27S
Legal Section	27
Legal Subdivision	INDIAN RIVER BLUFF AMENDED PLAT NO 2
Legal Lot Number	181
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2036
Census Tract	64800

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 BLUFF TER, MELBOURNE, FL 32901-1315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Oct 26, 2015 · Amount on Record
Deed Document Number	2021335568
Deed Book / Page	9369 / 69
Prior Transfer Date	Dec 6, 2002
Prior Transfer Doc	4760000456
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 28, 2021
Property Address	105 BLUFF TER, MELBOURNE, FL 32901-1315
Document Number	0093690069
Book / Page	9369 / 69
Map Reference	MB 5 PG 19
Instrument Date	Dec 28, 2021
Instrument	2021335568
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	SULLIVAN TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 GROVE LN, 405, MELBOURNE, FL 32901-1348

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 BLUFF TER, MELBOURNE, FL 32901-1315

Mortgage

Document Number	0000936971
Date	Dec 28, 2021
Instrument	9369/71

Lender

Name	THE JOHN ALAN ROGERS TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,840 (-5.71%)	$169,840 (-5.71%)
2025	$2,566.00 (-5.24%) Homeowner's exemption	$180,120 (-5.04%) Land $88,000 Building $92,120	$180,120 (-5.04%) Land $88,000 Building $92,120
2023	$2,708.00 (-7.95%) Homeowner's exemption	$189,680 (+14.39%) Land $79,800 Building $109,880	$189,680 (+14.39%) Land $79,800 Building $109,880
2022	$2,942.00	$165,820 Land $68,400 Building $97,420	$165,820 Land $68,400 Building $97,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2017)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Sep 2008 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20